1. Credit card activation is valid. If it expires, it will not be activated. If you want to use it again, you can only apply again.
2. Even if it is not activated, it will be displayed on the credit report, which will make the bank feel that the user has no demand, and subsequent applications for other credit cards may be affected.
3, it will cause the risk of personal information disclosure of users.
I. Meituan Co-branded Card
Meituan co-branded card is a standard credit card product issued by Meituan and local banks around the rights of "eating, drinking and having fun" in various life consumption scenarios. It combines the advantages of Meituan's big data and intelligent model with the advantages of banks' accumulated experience in capital and whole process risks, and reaches the real needs of users through the "online+offline" consumption scenario, providing "local customers+local finance in life+"featured and differentiated financial services. [1] And for users in different regions, we provide diversified benefits from time to time, such as "daily reduction of take-away food", "drawing red envelopes with pens" and "binding WeChat and paying with Alipay". Users can apply for Meituan Credit Card after opening Meituan App through "wallet"-"credit card", completing personal information, real-name authentication and agreeing to relevant agreements.
Second, the development history
2065438+In March 2007, Meituan teamed up with Shanghai Pudong Development Bank to launch the Platinum Credit Card.
20 17 12, Bank of Shanghai and Meituan jointly launched a gourmet joint credit card.
On 20 18, 1 1, the Meituan co-branded credit card jointly launched by Meituan and Qingdao Bank was officially launched. This is the first credit card in China that focuses on life consumption scenarios.
2065438+April 2009, Bank of Jiangsu and Meituan jointly issued "two batches of dual-use" joint credit cards.
20 19, 1 1, Haikou rural commercial bank issued meituan joint credit card.
In August, 2020, China Postal Savings Bank and Meituan held a signing ceremony of comprehensive strategic cooperation agreement in Beijing, and officially launched the joint debit card of Postal Savings Meituan. At the same time, according to the agreement, the Postal Savings Bank and Meituan will integrate their advantages in capital, network, traffic, technology and scenarios, and carry out in-depth cooperation in online financial services, credit cards, debit cards, personal loans and financial services for small and micro enterprises.
From June 5438 to 10 in 2020, after two years of development, the cumulative number of "Meituan Co-branded Credit Card" issued by Meituan in cooperation with 12 regional banks such as Qingdao Bank, Shanghai Bank and Jiangsu Bank exceeded100000, becoming the first regional co-branded credit card in China to enter the order of 10 million cards.
In June 2020, 165438+ 10, Harbin bank meituan co-branded credit card was officially launched.