Credit card repayments cannot be repaid with credit card balances, but must be repaid with debit cards. To repay a credit card, you must first bind your debit card, and then deposit the corresponding amount into the debit card before the repayment date.

Online repayment is one of the most convenient repayment methods nowadays. Cardholders do not have to search for bank branches all over the street. They only need to click the mouse to complete the repayment without leaving home, and it is also free of charge. The handling fee required for inter-bank repayment.

Note:

Since the credit card repayment deadlines for various third-party payment institutions are inconsistent, some can be credited on the same day, while others require 1-2 days of work. If the repayment time coincides with weekends, holidays and other public holidays, the repayment transaction will be postponed by the system. At present, the credit card repayment time of most banks is automatically recorded by the system. Once the latest repayment date is exceeded, The system will consider the payment to be overdue.

Serious consequences of overdue credit cards:

1. Overdue interest and late payment fees;

2. Bad credit record;

3. The bank will demand collection and may face criminal issues.