Bank of Communications credit card annual fee standard How much is the Bank of Communications credit card annual fee
Bank credit cards generally have annual fees that can be reduced or reduced, but the annual fees for some banks’ special cards and platinum cards are There are hard charges. Users should understand the annual fee standards and exemption rules of major banks before using it to prevent unnecessary fees. Today I would like to introduce to you the annual fee policy of Bank of Communications credit cards, which is explained for many popular credit cards.
Bank of Communications credit card annual fee: (main card/supplementary card)
1. Dual currency card
Gold card-200 yuan/100 yuan
Ordinary card-140 yuan/70 yuan
2. RMB card
Gold card-120 yuan/60 yuan
Ordinary card-80 yuan/ 40 yuan
3. More card - 80 yuan/40 yuan
4. Platinum main card
The basic annual fee is 1,000 yuan (charged when the card is approved, optional Service fee is calculated separately)
5. Platinum Card Supplementary Card
Free basic annual fee
6. Y-POWER Card (main card)
Dual currency card - 140 yuan
RMB card - 80 yuan
7. Walmart annual fee
Dual currency card
Gold Card - RMB 150/70
Ordinary Card - RMB 75/38
Bank of Communications credit card annual fee exemption policy:
(1) Non-Platinum Card: The annual fee policy of the Bank of Communications credit card is to waive the annual fee in the first year. If you swipe the card 6 times in the current year, you will be exempted from the annual fee in the following year. If Bank of Communications adjusts its annual fee collection policy in the future, it will notify you through its website, bills and other channels, so you can pay attention to the notice.
(2) Platinum Card: The annual fee for the Bank of Communications Platinum Card will be charged on the first billing day after the account is activated.
Reminder: If the newly issued card account is not activated, the annual credit card fee will not be charged. However, for other cards, such as those for card renewal upon expiration, cards reported as lost and replaced, or cards that have been remade and are waiting for activation, the annual fee collection will remain the same as that of the previous card.
What is the annual fee for Bank of Communications credit card?
The annual fees for different credit cards of Bank of Communications are also different. The fees are as follows:
Dual Currency Card: The annual fee for the main card of the Gold Card is 200 yuan, and the annual fee for the supplementary card of the Gold Card is RMB 200. The annual fee for the main card is 140 yuan, and the annual fee for the supplementary card is 70 yuan.
RMB Card: The annual fee for the main gold card is 120 yuan, and the annual fee for the supplementary gold card is 60 yuan; the annual fee for the main card is 80 yuan, and the annual fee for the supplementary card is 40 yuan.
more Card: The annual fee for the main card is 80 yuan, and the annual fee for the supplementary card is 40 yuan.
Platinum main card: Basic annual fee is 1,000 yuan.
Platinum Supplementary Card: No basic annual fee.
There is no annual fee for the Bank of Communications credit card in the first year, and as long as the credit card is swiped six times in a year, the annual fee for the next year can be waived.
Bank of Communications Credit Card is also a group of people with high living standards who are willing to try new consumption habits. "Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing HSBC's advanced technology and management;
It brings together global and local advantages, with the theme of "Chinese people's global card" and advocates A brand-new consumer culture and card-using experience that provides preferential benefits and considerate services all over the world.
Online card application refers to the use of the Internet to complete a series of credit card application, registration, review, and certification. The way of handling matters has become a business that various banks are rushing to develop because of its advantages such as speed, convenience and security. Bank of Communications Credit Card is also vigorously promoting online card application through a series of preferential activities
Super online card application: From September 30, 2013 to December 31, 2013, any new customer who submits an application online through the Bank of Communications credit card website and is successfully issued a main credit card will receive a 100 yuan card bonus and can also enjoy free express delivery. Card, get it as soon as the next day
Haoxiangdai
A new credit card installment service launched by Bank of Communications, with high exclusive limit (up to 150,000). and convenient service processes to provide bulk consumption credit support. After signing up for Haoxiangdai, when the consumption reaches the set transaction starting amount, the system will automatically carry out installments, with a maximum repayment period of 24 months and a maximum monthly handling fee of only 0.72%.
The Reddest Friday
"The Reddest Friday" is a Bank of Communications credit card that starts from the rigid demand of urban groups for Friday consumption and unites many merchants across the country to create a Friday credit card consumption program. The rebate activity is also the first marketing brand created by Bank of Communications Credit Card in the industry that focuses on single-day consumption.
Points Paradise
Points Paradise is also the points mall of Bank of Communications credit cards. Here, customers can redeem points or swipe their cards to purchase the goods they want. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards under their own names, which can greatly help customers reduce the waste of points.
How much is the annual fee for a Bank of Communications credit card? If you want to waive the annual fee, read here
The annual fee for a credit card is something that cardholders cannot ignore. Knowing the annual fee-free discount will help you better Save money, why not? Today I will introduce to you how much the annual fee for a Bank of Communications credit card is and how you can get it for free.
1. Bank of Communications credit card annual fee charging standards
(1) Single currency credit card
Platinum: 1,000 yuan for the main card, no annual fee for supplementary cards;
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Gold card: 120 yuan for the main card, 60 yuan for the supplementary card;
Ordinary card: 80 yuan for the main card, 40 yuan for the supplementary card.
(2) Dual Currency Credit Card
Platinum: RMB 1,000 for the main card, no annual fee for the supplementary card;
Gold Card: RMB 200 for the main card, supplementary card 100 yuan;
Ordinary card: 140 yuan for the main card and 70 yuan for the supplementary card.
(3) US dollar credit card
Elite version: 500 yuan for the main card, no annual fee for the supplementary card;
Basic version: 200 yuan for the main card, 100 yuan for supplementary card.
(4) MORE Quasi-Credit Card
Gold Card/Ordinary Card: RMB 80 for main card and RMB 40 for supplementary card.
(5) Walmart Credit Card
Gold card: 150 yuan for the main card, 75 yuan for the supplementary card;
Ordinary card: 75 yuan for the main card, 38 yuan for the supplementary card Yuan.
(6) Y-Power Credit Card
Dual currency card: 140 yuan for the main card;
Single currency card: 80 yuan for the main card.
(7) Platinum card optional services
Health and medical services: Standard version 1,000 yuan/year, or 250,000 points redeemable;
Personalized version 2,000 yuan/year year, or redeem 500,000 points.
2. Bank of Communications credit card annual fee exemption discount
(1) Non-Platinum Card: The annual fee policy of our bank's credit card is to waive the annual fee in the first year, and the annual fee can be waived if the card is swiped 6 times in the year. Annual fee.
BoCom credit card annual fee charging standards are as above. If you agree with Bank of Communications credit card annual fee charging standards and annual fee exemption policy and want to apply for one, you can click on the Bank of Communications credit card application portal
BoCom Standards How much is the annual credit card fee? Have you got the annual fee-free strategy?
When applying for a credit card, it is important to understand the annual fee. After all, the annual fee is a large amount of money. The higher the level, the more you will charge. However, most credit cards now have annual fee-free policies. Have you got them? Many friends still don’t know the annual fee standards of Bank of Communications standard credit cards and the related annual fee-free policy. Let’s take a look together!
How much is the annual fee for a Bank of Communications standard credit card?
BoCom’s standard credit cards are divided into single-currency cards and dual-currency cards. At the same time, there are also differences between regular cards and gold cards according to the credit card level. The details are as follows:
Bank of Communications standard credit cards are regular cards. (UnionPay): Annual fee is 80 yuan/year
Bank of Communications Standard Credit Card (UnionPay VISA): Annual fee is 140 yuan/year
Bank of Communications Standard Credit Card Gold Card (UnionPay VISA) ): Annual fee is 200 yuan/year
The above mentioned annual fees are for the main card. If there is an additional card, it corresponds to 50% of the annual fee for the main card
Bank of Communications standard credit card Annual fee-free policy
All credit cards of Bank of Communications (except Platinum Card) are exempt from annual fees in the first year, and annual fees for the following year are waived after swiping the card 6 times. The annual fee for the third year will be waived by swiping the card 6 times in the following year, and so on.
It should be noted that:
1. The Bank of Communications standard credit card annual fee period is calculated from the card issuance date, not the natural year.
2. Regardless of whether the Bank of Communications credit card is activated or not, the Pacific Dual Currency Card will charge an annual fee of 140 yuan, and the gold card will charge an annual fee of 200 yuan.
Therefore, if you apply for a Bank of Communications credit card and don’t want to use it, don’t leave it there. Activate it first and then cancel it to waive the annual fee.
That’s all for you about “How much is the annual fee for a Bank of Communications standard credit card?” I believe you all will understand after reading this. The annual fee for a credit card is not much, but you can completely save it. Money, fly legs are also meat!
How much annual fee does a Bank of Communications ordinary credit card have to pay each year?
Bank of Communications ordinary credit card principal card: RMB 140 per year, supplementary card 70 RMB per year.
One: Bank of Communications Pacific Credit Card, Liu Xiang VISA Credit Card, Y-POWER Credit Card, Pacific 1 trillion Wade Credit Card, Jinjiang Star Credit Card, Hong Kong New World Department Store Credit Card, Wal-Mart Credit Card, Pacific Suning Credit Card, Yili Credit Card, Pacific Airlines The annual fee charging standards for secretary cards are exactly the same. The current charging standards are: gold card main card: RMB 200 per year, gold supplementary card: RMB 100 per year; regular card main card: RMB 140 per year, main card Supplementary card is 70 yuan per year.
The annual fee for the Bank of Communications credit card is waived in the first year, and thereafter the annual fee for the next year can be waived by swiping the card six times a year (the Bank of Communications Platinum Credit Card does not have an annual fee waiver policy). Alipay recharge also counts the number of purchases, you can click here to view: Bank of Communications credit card supports Alipay (detailed introduction). If you have not opened a Bank of Communications credit card, the annual fee will be waived in the first year, and the annual fee will start to be charged in the second year. Therefore, if you have an unopened Bank of Communications card, please cancel it in time. The annual fee for Bank of Communications credit card is waived in the first year and will be waived in the following year if it is used 6 times. The annual fee charging standard of Bank of Communications is to collect it after use. As long as you make 6 transactions, the annual fee will be waived. There is no limit on the amount.
Two: The annual fee for Bank of Communications credit card is as follows:
Dual-currency credit card: Platinum: RMB 1,000 for the main card and RMB 0 for the supplementary card. Gold Card: RMB 200 for the main card and RMB 100 for the supplementary card. Ordinary card: RMB 140 for the main card and RMB 70 for the supplementary card.
RMB credit card: Platinum: RMB 1,000 for the main card (RMB 3,000 for the private platinum card), RMB 0 for the supplementary card.
Gold Card: RMB 120 for the main card and RMB 60 for the supplementary card. Ordinary card: RMB 80 for the main card and RMB 40 for the supplementary card.
Three: Charges and Interest Calculation
1. Failure to repay the bill in full will not enjoy the interest-free period
From the transaction recording date, the full payment will be based on the prescribed interest rate. Interest is charged on the amount and compound interest is calculated monthly. If the customer's repayment amount is lower than the minimum repayment amount, in addition to not enjoying the interest-free period, liquidated damages will also be incurred.
2. Failure to repay on time will not enjoy the interest-free period. Interest will be charged in full at the specified interest rate from the transaction recording date, and compound interest will be charged monthly
3. Overdraft cash withdrawals do not enjoy the interest-free period. Interest will be calculated from the recording date of overdraft withdrawal, and compound interest will be charged monthly. Cash withdrawal handling fee will also be incurred
This is the end of the introduction to the annual fee of Bank of Communications credit card.