The China Charity Federation app is unreliable to help pay off credit cards. Because repaying a credit card on your behalf is actually a disguised form of loan sharking. China Charity Federation Project This is a fraud platform pretending to be the China Charity Federation. As of September 29, 2022, it has just been online for 25 days. This is a scam. This kind of fraud platform will collect money after a month. He ran away and has received a large number of reports from the public.