What are the easiest credit cards to apply for with ICBC? These five applications are so simple!

Although every bank has credit cards, ICBC, as the largest bank in the world, issues the most and most comprehensive credit cards. This is also related to ICBC's strong strength. Many people want to have an ICBC credit card, but in most people's minds, credit cards from major state-owned banks are not that easy to apply for. In fact, ICBC also has credit cards that are easy to apply for. Let's take a look at which ones they are!

1. World Struggle Card

World Struggle Card is a main promotion card of ICBC. The card withdrawal rate has always been good, and it is also endorsed by Lang Ping. The card looks very good. The card surface colors of each level are different. The corresponding card surface colors are blue for regular cards, red for gold cards, and black for platinum cards.

2. Constellation Card

ICBC’s Constellation Card can be said to be the pinnacle of appearance. It is a card type designed with the pattern of the twelve constellations, and it is also a card that is highlighted. Needless to say, one of them is the card removal rate. There are also three levels, campus version regular card, gold card and simple gold card.

3. Little White Card

ICBC also has its own Little White Card, which is a co-branded card with JD.com. It can be applied through the JD.com platform or through ICBC channels. . Generally speaking, as long as you are a regular customer of JD.com, your application will be easily approved.

4. Car Plus Card

ICBC’s Car Plus Card is more suitable for car owners. You can enjoy discounts such as gas rebates and meet ICBC’s basic credit card application conditions, and then you can If you have a car in your name, you can basically apply for approval, and the card application rate is also very high. There are also three levels: regular card, gold card, and platinum card.

5. Zodiac Card

ICBC’s Zodiac Card is also a new card type well-known by many netizens. It is said that the card application rate is super high, and most of the applications have been approved. Only Gold card one level.

The above 5 cards are the easiest credit cards to apply for from ICBC. When choosing a card level, you should choose it based on your own star rating. Generally, you can choose a regular card with a three-star rating. If you reach five stars, you can choose the gold card, and if you reach six stars or above, you can choose the platinum card.

Which is the best way to apply for an ICBC credit card?

The application conditions for an ICBC credit card are relatively strict, especially if the assets do not meet the standards, the card will be rejected easily. In fact, ICBC also has some easier-to-handle cards with looser conditions. Here are three types of cards for you to review.

1. ICBC Endeavor Lang Ping Credit Card: The credit card endorsed by Lang Ping has three levels: regular card, gold card, and simple platinum card. They are all free of annual fees within the validity period and can provide 3 days of repayment. Grace period, free foreign exchange fees, mobile phone insurance up to 1,990 yuan and other benefits. As the main card promoted by ICBC, this credit card has a good credit card acceptance rate.

2. Cosmic Constellation Credit Card: A card type with the theme of the twelve zodiac signs. It is an exclusive black card for young people with good looks. It has two levels: gold card and simple white, both of which are free within the validity period. With an annual fee, you can enjoy service benefits such as a 3-day grace period, 0 foreign exchange fees, 10 times points for purchases on your birthday, free account security insurance, and account security locks. As the main card recommended by ICBC, it is easier to pass the card.

3. ICBC UnionPay Zodiac Credit Card: With the theme of the 12 zodiac animals, the card face is designed with large seal oracle bone inscriptions, highlighting the charm of traditional culture. It has two levels: gold card and platinum card, both of which can provide conditional tax exemptions. fee. It can provide 3-day repayment grace period, travel inconvenience insurance, account security insurance and other service rights, as well as the opportunity to waive the first cloud quick payment of each month, 12306 ticket purchase up to 20 yuan and other discounts.

These three credit cards are all relatively easy to use with ICBC, but each credit card has several levels. It is best to choose a card based on the ICBC star level. For example, Samsung can choose regular cards, and Five-star cards can be used. Choose the gold card, and choose the platinum card for six stars.

Extended information:

How to apply for a credit card:

1. Go to a bank branch to apply, and bank staff will help you complete the application;

2. Apply for a credit card on the bank's official website. Just search your favorite bank on your computer, such as "Industrial and Commercial Bank of China". After entering, you can see the credit card column, and then follow the prompts to apply for a credit card;

Note that to apply for a credit card, you must be over 18 years old, have a stable source of payment, and have good credit. These are the conditions that must be met to apply for a credit card. If you do not meet the requirements, the bank will refuse you to apply for a credit card.

The specific conditions for different credit cards are different, most of them require the following conditions:

1. There are certain age requirements for applying for a credit card: you must have full civil capacity, that is, 18 years old and above;

2. Have legal and stable income and good credit;

3. Provide corresponding identity documents: copy of ID card or military officer's ID card;

4. Employment certification documents. Some banks also require proof of income and financial resources. Proof of financial resources can include a copy of the real estate certificate, a copy of the motor vehicle license, a bankbook, etc. Anyway, the proof of financial resources depends on the individual's repayment ability, which makes it easier to apply for;

5. Documents proving the place of residence, It can be a copy of the household registration book, or certification materials issued by the street, or other certification materials. This is relatively easy to do;

6. There is also an application form to apply for a credit card.

The repayment methods are as follows:

1. Within the card issuing bank

The repayment methods include: card issuing bank counter, ATM, online banking, automatic transfer, telephone Bank repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

2. Weiyintong pos mobile phone

Weiyintong pos mobile phone is a personal payment terminal of the mobile financial system, which can be used to pay directly by swiping the card, or to perform transfers and other services . Instant payment.

3. Transfer/remittance repayment

It is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank charges a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

4. Online repayment

The more common domestic online platforms include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

Which ICBC credit card is easier to apply for? These three are the first choices for getting started

For all card lovers, of course they all want to get their favorite credit card quickly, but the most annoying thing about applying for a credit card is being rejected, which affects both efficiency and mood. So there are so many types of credit cards from major banks, how should we choose? Which credit cards are easy to apply for?

1. CITIC Bank Taobao Card can greatly improve the efficiency and success rate of card approval by the card issuer when checking customers' credit by binding the customer's Taobao account. CITIC Bank's credit card approval speed has always had a good reputation among cardholders. According to tests, when applying for a credit card online from CITIC Bank, you will usually receive an SMS from the bank within 24 hours, which is quite efficient! Apply for CITIC Taobao Card online now and get an instant discount of 30 yuan on your first quick payment. Don’t miss this offer!

2. GF True Love Card is the first credit card exclusively for women in China, with a transparent card design, advocating the female life philosophy of "independence, calmness, intelligence, and frankness", and has a three-fold points plan for merchants of your choice, Functional services such as optional insurance plans, as well as discounts from many merchants, provide women with more personalized choices and more considerate services. What's more important is that applying for this card is simple and quick. As long as you provide proof of stable income and personal information, there is no obstacle to applying for this card.

3. Guangfa Car Owner Card is specially customized for private car owners. Provide a full range of discounts and services for car owners and their cars.

Enjoy 100 kilometers of free roadside assistance nationwide, 5x points or 1x cash rebate for refueling with your card, optional high-value insurance protection, and many other features and discounts. Naturally, the GF Car Owner Card has saved many car owners a lot of trouble when applying for the GF Car Owner Card. When applying for the GF Car Owner Card, users only need to provide the driving license of their car to greatly increase the success rate of applying for a credit card!

4. New users of China Merchants Bank’s QQ co-branded credit card will receive a free American Traveler fashion backpack of RMB 388 with a full credit card payment. New credit card customers only need to make three card payments within two months, with each payment exceeding RMB 188. Receive a free American Traveler fashion backpack worth 388 yuan. The first cash withdrawal of each month is free of charge.

5. The best card to apply for is the China Merchants Young Card. This card is one of the most popular among young people. White-collar workers who have just graduated can apply, and college students over 18 years old with a formal internship contract can also apply. If the cash withdrawal limit of up to 100 credit limit is not enough, then the first cash withdrawal in every calendar month is free of charge!

6. Ping An Bank’s credit cards are very down-to-earth, such as car owners’ cards for car owners, standard cards for supermarket shopping, platinum cards for airport discounts, and green channels to go directly to movie theaters. Card promotions cover food, fitness, entertainment, shopping, etc. The most popular and easiest credit card to apply for.

That’s it for the introduction of which ICBC credit card is better.