If you have negotiated with your bank and credit card, ignore other calls! Basically a liar! If you are worried about a problem, go directly to the Agricultural Bank of China counter to inquire. However, it is recommended that you pay it off as soon as possible, because after 3 months of overdue payment, you can be sued for malicious overdraft! Don't cancel the card after the money is paid off. You can negotiate with the bank to have a zero limit, but don't cancel the card. If you cancel the card, it will take 5 years for your credit record to be cleared. If you don't cancel the card, the credit record that comes out every month will be You can apply for credit and loans from other banks within 2 years of the blank * number! ! ! ! ! !