How to repay a credit card in ICBC e-Life

Open and log in to ICBC e-Life, click Finance, then click Automatic Repayment, and sign a credit card automatic repayment agreement with ICBC. After the cardholder signs an automatic credit card repayment agreement with ICBC, ICBC will automatically debit the credit card on the credit card repayment date, and the cardholder needs to ensure that the balance in the repayment card is sufficient.

ICBC e-Life only supports credit cards registered at the counter, and the credit card to be repaid and the repayment card must belong to the same person, otherwise ICBC e-Life cannot be used to repay the credit card debt. After the cardholder completes the automatic repayment of the credit card in ICBC e-Life, ICBC will deduct the amount before 19:00 on the repayment date.

If the cardholder does not want to use the credit card automatic repayment service, he can also bind the debit card in ICBC e-Life and make manual repayment on the repayment date. In order to ensure that cardholders can repay their credit card debts on time, it is best for cardholders to use the credit card automatic repayment service to avoid forgetting the credit card repayment date.

There are many ways to repay credit cards. Cardholders can use ICBC online banking, ICBC mobile banking, ICBC telephone banking, third-party payment and other methods to repay. If the cardholder is unable to complete the repayment operation of ICBC e-Life Credit Card independently, he can use other methods to repay.

When using ICBC credit cards, cardholders need to live within their means and avoid excessive consumption.

What is the use of ICBC e-Life?

ICBC e-Life is the official APP of ICBC credit card (debit card). Its main functions are as follows:

1. Apply for credit card (debit card) , process inquiry, card activation, bill inquiry, repayment, limit adjustment, installment and other services

2. Apply for financial e-loan

3. Mobile phone recharge

4. Provides services in various life scenarios such as ordering takeout, buying movie tickets, and travelling. 5. Gas card

6. Scan QR code to pay

Note: Already Users who have opened online banking or mobile banking should log in with their online banking or mobile banking account. New users need to use their mobile phone number and verification code to register.

Does the ICBC City Life Card charge an annual fee?

1. The ICBC City Life Card is a credit card type. The annual fee is waived for the first year of the credit card, and the annual fee for the following year is waived by swiping the card 6 times. . However, due to differences in bank policies in different regions, different charges may occur.

2. Industrial and Commercial Bank of China (full name: Industrial and Commercial Bank of China Co., Ltd.) was founded in 1984. It is the first of China’s five largest banks and one of the world’s top 500 companies. It has the largest customer base in China. China's largest commercial bank. Industrial and Commercial Bank of China is China's largest wholly state-owned commercial bank. Its basic mission is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.

3. Credit card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick, special carrier plastic cards with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip. Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: BillingDate). Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks and give cardholders a certain credit limit, and the cardholders can consume within the credit limit and then repay; quasi-credit cards It refers to a quasi-credit card issued by a bank, and the cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

How about the ICBC City Life Love Movie Card? Does it have no annual fee for 5 years? It requires 5 purchases. What are the good discounts?

1. ICBC Credit Card in the first year There is no annual fee. If you want to cancel the card, you must cancel it within 12 months after the card is issued. Otherwise, the annual fee will be charged and will not be refunded. 2. If you fail to repay the annual fee as required after collecting the annual fee, it will affect your personal credit record, because it is recommended that credit cards that are not used must be used in advance. Otherwise, unnecessary fees will be incurred if you cancel the card

This concludes the introduction to the official website for downloading the ICBC City Life Credit Card and ICBC Credit Card app. Did you find the information you need?