Individuals can check personal credit reports through the People's Bank of China Credit Center inquiry, self-service inquiry, commercial bank online banking inquiry and Internet self-service inquiry. The operation methods of various channels are as follows:

1. Inquiry by the Credit Reference Center of the People's Bank of China: I bring the original and copy of my valid ID and the "Personal Credit Report Inquiry Application Form" to the local People's Bank of China for inquiry. Check your credit report at the credit center.

2. Self-service inquiry: I bring my valid personal identity document (second-generation ID card) to the self-service inquiry machine, take a photo and inquire about my personal credit report. If I inquire about my personal credit report more than twice a year, please Go to the counter to pay and handle business.

3. Commercial bank online banking inquiry: If you hold the bank's online banking U-shield, you can log in to the bank's online banking to apply for personal credit report inquiry.

4. Internet query: You can log in to the personal credit report query website. After successful registration and activation, you can query your personal credit report.