Have an id card,
You can issue an income certificate and a work certificate stamped with the official seal of the company and the unit.
Two contacts,
Mobile phone number or home phone number, unit or company phone number
It is best to apply for a credit card in a non-state-owned bank. The amount may be higher and it is easier to apply successfully.
Go to the county bank building to find the credit card account manager.
Financial certificate:
It can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit and an investment (such as a copy of a real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Work certificate:
It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
Logo:
Generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card.
Log in to ICBC online banking, and you can see your star rating in ICBC on the welcome page.
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Customers without cards (customers without credit cards): 65,438+00,000 four-star ordinary cards, 50,000 five-star gold cards, 65,438+00,000 six-star gold/platinum cards and 300,000 seven-star gold/platinum cards.
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Cardholders (customers with credit cards): 50,000 four-star ordinary cards, 65,438+10,000 five-star gold cards, 500,000 six-star platinum cards, 1 10,000 seven-star platinum cards.
ID card+car driver's license (no need to have a car), you can apply for an ICBC unblocked credit card with a limit of 5000- 10 thousand.
ICBC credit card installment rate (lowest in China)
Phase III 1.03%, Phase VI 1.8%, Phase IX 2.75%, Phase VI 12 3.58%, Phase VI 18 5.36%, and Phase IV 7.05%.
600 yuan, which has the lowest spending per credit card, can apply for installment payment.
ICBC has the longest interest-free period of 56 days, which is also the longest.
Bank of Communications encourages credit cards, and recommends three credit cards with rewards.
Submit written materials and ask the credit card account manager for help. The amount may be higher, and it will take about 20-40 days. During this period, the application materials will be submitted step by step, and the waiting time in institutions at all levels will be longer.
Log in to the bank official website-Credit Card-Apply for a credit card, that is, report the electronic information of applying for a credit card directly to the credit card center of the head office, and you can get the card in more than 20 days.
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