There is no risk through normal channels. If it is not formal, it may be bound to various consumer members.

French merchants guide consumers to log in to their own websites through domain names or emails similar to well-known stores. It is difficult for consumers to identify the authenticity of Internet merchants, and it is easy for consumers to easily submit payment information. The owner of the special store forged the customer's purchase invoice, and then used the fake invoice to request payment from the bank.

The risk comes from the cardholder’s malicious overdraft. The cardholder falsely claimed that the goods had not been received. Report the loss first, and then use the lost card in a very short period of time. Use the credit card overdraft amount to issue high-interest loans. Risks from merchants, fraud by unscrupulous employees. In reality, employees have access to a customer's card information and may even hold the card out of the customer's sight. Unscrupulous employees will use customers' credit cards to make purchases and withhold invoices arising from illegal use, causing customers to suffer losses.