Yes, CITIC Credit Card (Debit Card) online shopping has the following points:
1, with points in online shopping such as mail order installment in CITIC Bank Credit Card Center;
2. Merchants who cooperate with CITIC Bank online have points for shopping;
3. CITIC Taobao co-branded credit cards (debit cards) have points for shopping in Taobao, while other types of CITIC credit cards (credit cards) have no points on third-party shopping platforms such as Taobao.
Credit card integral rules of CITIC Bank
I. Cumulative calculation method of credit card points of CITIC Bank
Credit cards (except those that don't accumulate points, such as airline, color Becca and Club Premium co-branded cards) are consumed by merchants with points. Single points for Puka, double points for Golden Card and Platinum Card, and no points for some merchants. For details, please refer to the website: "The second paragraph of the application scope of points".
Credit cards of China CITIC Bank (except new network co-branded cards, Guangdong cards and I Platinum cards) can accumulate 1 points when spending or withdrawing RMB 1 yuan or HK$ 1 yuan, and 8 points can be accumulated when spending or withdrawing USD 1 euro; Double the gold or platinum card points.
Note: All transactions with points such as consumption in the birthday month (transactions recorded on the last day of the birthday month only) and cash withdrawal can be doubled (blue card cash withdrawal transactions are not counted as points), and the normal points of the month will be given on the 5th of the following month.
2. Does online payment by credit card of CITIC Bank count as points?
I am a platinum card and a new online co-branded credit card (such as new QQ card, new Taobao card, new Phoenix card, grand literature gold card, color Becca, Baidu Post Bar gold card, etc.). , the new online co-branded credit card (excluding Platinum Card) are all paid online, and online transactions can accumulate points except for the following circumstances:
1, Taobao and Alipay pay through online banking (including dynamic password, file certificate and mobile phone certificate);
2. 65438+On May 24th, 2003, Alipay paid the installment transaction quickly;
3. "UnionPay Online" payment network transaction;
4. Online transaction of remittance data in Shanghai;
5. The installment transaction of CITIC Holdings Mall;
6. Online banking payment function on Tenpay (including dynamic password, file certificate and mobile phone certificate);
7. Online trading of Hainan Xinsheng Information Technology Co., Ltd.;
8. Online transactions paid by freshmen;
9.JD.COM Mall uses CITIC Bank Express Payment for online transactions.
Special note: Due to the different upper limit of points for different cards, the upper limit of points for online payment is as follows.
A: I platinum card online transactions will be given a maximum of 10000 points per billing month, and I platinum card birthday month online consumption will not be given extra points.
B: Other online credit cards (such as QQ card and Taobao Pujinka). Accumulate points according to the difference of monthly transaction amount of the bill: a single point with a transaction amount of 0-2,000 yuan (excluding 2,000 yuan); If the transaction amount is more than 2000 yuan (inclusive), the reward points shall not exceed 3 times of the cardholder's permanent quota. Points will be received within 1 working days after the bill is settled.
Why do I never get points for spending with CITIC Bank's credit card?
The credit points of CITIC Credit Card will not be received immediately after consumption, but will be received after bookkeeping the next day. Online consumption requires the bill for next month.
Validity period of credit card points of CITIC Bank
The validity period of credit card points of CITIC Bank is the period of value-added functions given by CITIC Bank to encourage cardholders to use credit cards. Credit card holders of CITIC Bank can redeem exquisite gifts, air miles and other prizes after spending by swiping their cards, and enjoy the value-added services brought by credit cards.
Validity Rules of Credit Card Points of CITIC Bank
Credit card points of CITIC Bank are valid for two years at the longest and one year at the shortest. The period from the billing date of the points to the first day of 65438+February (excluding the current year) to the opening date of the credit card in the second year (excluding the current day) is the validity period of the points. Credit card points of CITIC Bank will be zero if they are not redeemed within the time limit.
For example, if you successfully applied for CITIC Credit Card on April 15, 2007, the points you spent between April 15, 2007 and April 14, 2008 will expire on April 15, 2009. Points generated by consumption from April 15, 2008 to April 14, 2009 will expire on April 15 and 20 10, and so on, and your points can be enjoyed for up to 24 months and up to 12 months. You can check your credit card statement to find out your total available points and the expiration date of points.
1. Among CITIC's credit cards, only CITIC Taobao co-branded card with credit card icon can earn points. Other CITIC cards have no points after online consumption.
2. There are two kinds of poss machines for daily consumption, one is wholesale, and this kind of consumption has no points. Another kind of retail, after this kind of consumption, there will be points accumulation.
1. Not all transactions with CITIC Bank credit cards have points.
Cardholders can accumulate points when they use credit cards to spend money in general retail merchants, buy mail-order goods through China CITIC Bank and withdraw cash with credit cards, except for transactions that do not accumulate points according to the points plan.
The following types of transactions will not accumulate points:
1, annual credit card fee, handling fee, revolving interest, liquidated damages, other credit card fees, etc.
2. Pay related expenses by withholding;
3. Cash installment transaction;
4. Shopping center installment transaction;
5. All online transactions (unless otherwise stipulated by online co-branded cards);
6, blue card cash transactions, UnionPay business card cash transactions;
7. Including but not limited to merchant transactions in non-profit industries such as real estate, automobile, wholesale, hospitals, schools, government, charity, finance, social services and residential services.
Why doesn't my CITIC credit card have points?
Credit card points of China CITIC Bank 1 RMB products 1. However, if all cardholders pay online, because the bank can't charge a certain fee to the merchants, it can't be included in the points. Pay attention to this. In addition, if the amount is calculated by swiping the card, the merchant's POS machine will pay a certain fee to the bank after swiping the card, and the bank will score points accordingly. If you pay online, the bank can't charge a certain fee to the merchant, and the consumption is not the direct consumption of the merchant.
Does CITIC Credit Card (Debit Card) earn points for online shopping?
Credit card (credit card) points can be calculated by online shopping with credit cards (credit cards) such as CITIC QQ member joint credit card, CITIC Phoenix joint credit card, CITIC Taobao joint credit card, CITIC Sheng Da Literature joint credit card, etc.
The credit card (debit card) integral rules of CITIC Bank are as follows:
1, Puka can accumulate RMB 1 yuan or HKD 1 yuan, and every 1 dollar can accumulate 8 points.
2. When using gold or platinum cards, you can accumulate 2 points each time you spend or withdraw RMB 65,438+0 yuan or HK$ 65,438+0 yuan, and 65,438+06 points each time you spend or withdraw US$ 65,438+0.
3. If you use American Express Gold Card, Magic Gold Card, Magic Titanium Card and Magic Platinum Card, you can get 1.5 times points by trading with credit card (debit card) or withdrawing RMB 3,500 per month.
4. When American Express trades with Mopuka in Capka, 200 yuan (inclusive) will get up to 3 times the bonus points if the monthly transaction reaches 65,438+0.
The introduction of CITIC Credit Card without points ends here.