For holders of our credit card, the consumption amount can be repaid before the due repayment date, and can be returned to the credit card before 24: 00 at the latest (subject to the actual receipt). Consumption before the current bill date will be included in the current bill; Consumption after the bill date will be included in the next bill. For example, if the billing date of a credit card is 15, the last repayment date is the 3rd of the following month. Credit card spending between February 15 and March 14 is included in the March bill and needs to be repaid before April 3. If the credit card spending between March 15 and April 14 is included in the April bill, it needs to be repaid before May 3.

If you apply for quota adjustment through consumption records, the background will evaluate your consumption amount, type, merchant type, consumption habits, repayment situation and other details. The quota adjustment results shall be subject to the comprehensive scoring results of the system at the time of application review.