If you make multiple overdue payments, the bank will consider you to be incapable of repaying and freeze your credit card. After the credit card is frozen, you can only make purchases, but you can still make repayments. At this time, you can repay the balance in full, call customer service and ask for unfreezing. If the overdue situation is not serious, as long as the credit card center confirms that your debt has been paid off, it will immediately handle the unfreezing for you. After unfreezing, your credit card will be free. used.

If the credit card is overdue multiple times, and it is overdue for more than 90 days, it cannot be unfrozen. If the credit card is overdue for less than 60 days, it can be unfrozen as long as the outstanding balance is paid off, but the credit card may be unfrozen after it is unfrozen. The amount was reduced.