In fact, it is not necessary to pay off all debts when the credit card is due. You can choose full repayment or minimum repayment. If you choose the minimum repayment amount, you will continue to enjoy revolving credit, but you will no longer enjoy interest-free repayment.

Supplement:

Generally speaking, China Merchants Bank's credit card is valid for three years. About one month before the expiration, China Merchants Bank will remind you to change your credit card by SMS or email, and ask you to confirm the delivery address.