how much is deducted from the rural commercial bank card in Shiyan City, Hubei Province

The annual fee charged by the rural commercial bank debit card is 1 yuan.

the credit card charging standards of rural commercial bank are as follows: 1. General card: 5 yuan/year and supplementary card: 25 yuan/year. 2. Gold card: the main card is 1 yuan/year, and the supplementary card is 25 yuan/year. 3. Platinum card: the main card is 8 yuan/year, and the supplementary card is 4 yuan/year (not charged for the time being). 4. Official card: free of annual fee. 5. Nongfuka: Puka 1 yuan/year; Gold 3 yuan/year; Platinum card 6 yuan/year; 6. Furuika: Gold card 6 yuan/year; 7. Phoenix International Card: Gold card is free of annual fee; Platinum card 8 yuan/year as the main card and 4 yuan/year as the supplementary card (no charge for the time being).

the credit card of rural commercial bank is required to spend several times without deducting the annual fee

the credit card of rural commercial bank needs to be spent for 12 times a year before it can be exempted from the annual fee of the following year.

Extended information:

1. Credit cards of rural commercial banks are used the same as those of other banks. Methods to improve the credit line of rural commercial banks: open the card for more than half a year and use it frequently; The monthly credit card amount is close to or exceeds the credit card amount; Use a credit card and try to repay it in one lump sum; No bad records such as overdue; You can apply to the bank for a transfer, general quota. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which cardholders have a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

2. Credit card late payment refers to the fact that the cardholder has to pay a late payment fee for the unpaid part of the minimum repayment amount when the actual repayment amount on the due repayment date of the credit card is lower than the minimum repayment amount, which is generally 5% of the unpaid part of the minimum repayment amount. However, due to the different policies of various banks, the minimum amount set is not the same. Therefore, cardholders who have a large overdraft during the Spring Festival holiday must keep in mind the last repayment date after receiving the bill and try to pay off all the expenses before the due repayment date. If you really can't afford it, apply for installment repayment or adopt the minimum repayment method as soon as possible to avoid being penalized by the bank.

3. People who have no economic income, such as students, should not apply for credit cards easily. Even if they don't use credit cards, they should bear annual fees and other items. Holders of credit cards give up the use of credit cards and go through the formalities of returning the cards in time. Otherwise, the expenses of credit cards and the interest and late payment fees generated later will lead to personal economic losses and credit reduction, which will affect mortgages and car loans.

To apply for credit card business, a commercial bank should meet the following basic conditions:

1. The company has good governance, the main prudential supervision indicators meet the relevant regulations of the China Banking Regulatory Commission, and it has an organizational structure and rules and regulations suitable for business development, and the internal control, risk management and accountability mechanisms are sound and effective;

2. It has a good reputation, a sound and effective internal control mechanism and case prevention and control system, and has no major violations of laws and regulations or major malignant cases in the last three years;

3. Directors, senior managers and qualified employees who meet the post qualifications. Senior management personnel should have at least one person with professional knowledge and management experience in credit card business, technical personnel and management personnel necessary to carry out credit card business, and fully implement hierarchical authorization management;

4. Having business premises, relevant facilities and necessary information technology resources suitable for business operation;

5. Business systems that meet the requirements of laws, regulations and business management have been established in China, and they have the technical ability to ensure the information security and operation quality of relevant business systems;

6. To start foreign currency credit card business, one should have the foreign exchange settlement and sale business qualification approved by the State Council foreign exchange administration department and the foreign exchange business qualification (or foreign exchange business scope) approved by China Banking Regulatory Commission;

7. Other prudential conditions stipulated by China Banking Regulatory Commission are met.

what is the annual fee of rural commercial bank card?

The annual fee of rural commercial bank debit card is 1 yuan.

There are many rural commercial bank credit cards. You can check the specific annual fee yourself at the local rural commercial bank official website. The following are the annual fee standards of Beijing Rural Commercial Bank credit cards:

1. General card: 5 yuan for the main card and 25 yuan for the supplementary card.

2. Gold card: 1 yuan for the main card and 5 yuan for the supplementary card.

3. Platinum card: the main card is 8 yuan/year, and the supplementary card is 4 yuan/year (not charged for the time being).

4. official card: free of annual fee.

5. Fononka:

(1) Puka: 1 yuan/year;

(2) Gold card: 3 yuan/year;

(3) Platinum card: 6 yuan/year.

6. Furuika: Gold card 2 yuan/year.

7. Phoenix International Card:

(1) Gold Card: free of annual fee;

(2) Platinum card: the main card is 8 yuan/year, and the supplementary card is 4 yuan/year (not charged for the time being).

Extended information:

Ruralcommercialbank, referred to as Rural Commercial Bank, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.

all rural cooperative banks should be transformed into rural commercial banks.

Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the county (city) legal person status, we should steadily push forward the reform of the provincial association, and gradually build a new relationship between the provincial association and the grassroots legal person society with property rights as the link, equity as the link and regulation as the constraint, so as to truly form the same interests of the provincial association and the grassroots legal person society.

the proportion of qualified shares of rural credit cooperatives in China has dropped below 3%, and about 33 rural commercial banks and 21 rural cooperative banks have been established, with the total assets of rural banks accounting for 41.4% of the rural cooperative financial institutions in China. In addition, 1,424 rural credit cooperatives have reached or basically reached the conditions for the establishment of rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.

why is the annual fee of 2 for rural commercial credit card so expensive

There is an annual fee, but in general, the annual fee for general credit card will be exempted in the first year of 2 yuan. The annual fee for the following year is exempted when the gold card is swiped for 5 times. The collection of the annual fee free of charge for platinum card swiping: 1. Annual fee for the first year: after the main cardholder has opened the annual fee for the first year, the main cardholder will be exempted from the annual fee for the next year if he signs and swipes the card for five times (unlimited amount). 2. Annual fee for the second year: After the principal cardholder opens the annual fee for the first year, the supplementary cardholder will be recorded in the billing year (unlimited amount), and the annual fee for the next year will be exempted after spending 12 times a year (unlimited amount). Within one year (the above is the annual fee policy of rural commercial credit card. The gold card is free of annual fee for the first year), and the annual fee for the next year is free of charge for spending five times in one year.

Annual fee for rural commercial banks

There is no annual fee for bank cards now. Rural commercial bank cards don't need annual fees. Since this year, the first bank card of the bank has been exempted from annual fees in various banks. If the cardholder applies with his ID card, the annual fees and management fees (including small account management fees) of an account (not included) can be exempted. Do you still need to charge an annual fee for a bank card that was handled before this year? The staff of Industrial and Commercial Bank of China Jilin Branch said that if the bank card was processed before January 1, 217, the cardholder can apply for the annual fee-free business at the counters of various banks. The staff of China Construction Bank said that CCB will provide a free account for customers who have not enjoyed the service of free account management fees and small account management fees according to their applications, but it does not include. However, it should be noted that only one bank card can be applied for free of annual fee before application, and it is still a first-class account.

Extended information

On June 3, 217, the National Development and Reform Commission and the China Banking Regulatory Commission issued the Notice of the China Banking Regulatory Commission of the National Development and Reform Commission on Cancellation and Suspension of Some Basic Financial Services Charges of Commercial Banks. The document requires that, from August 1st, the handling fee for personal cash withdrawal at the counter of the Bank in different places will be cancelled, and six charges for cashier's checks and drafts, loss reporting fee and production cost will be suspended. At the same time, it is stipulated that all commercial banks should take the initiative to exempt the account management fee and annual fee from the only account opened by customers in the bank.

banks can't judge which card needs to be recognized as free, so customers need to bring their ID cards to the counter. Individual customers, whether they are Class I accounts, Class II accounts or Class III accounts, can designate one of them to apply for it. In addition, some accounts, such as payroll, provident fund, social security and so on, have actually enjoyed free treatment, so customers can't enjoy it repeatedly when they apply for other accounts in the same bank.

On April 1, 216, the Notice on Improving Personal Bank Account Services and Strengthening Account Management stipulated that as of December 1, 216, the same person can only open one Class I account (bank settlement account, including bank card, the same below) in the same bank (legal entity), and only one Class III account can be opened in the same payment institution.

this move is mainly to effectively curb the behavior of buying and selling accounts and opening fake accounts. At the same time, in view of the fact that an individual can only open a Class I account in a bank, in order to facilitate the production and living needs of individuals in different places, banks should be exempted from the business of accessing cash and transferring money in different places within the bank.

Can the annual credit card fees of rural commercial banks be refunded?

Not all annual fees can be refunded. According to credit card types, most of the annual fees that can be refunded can be reduced or exempted by the number of swipes.

If you want to refund the annual fee deducted from the credit card, under normal circumstances,

you can apply to customer service through the credit card customer service hotline to make up the number of swipes and then refund the annual fee. When the bank agrees,

you have to pay off the annual fee first, and then swipe your card with a credit card to make up the number of swipes.

This concludes the introduction of the annual fee of rural commercial credit card and the annual fee of rural commercial bank credit card. Did you find the information you need?