1. Why does my CCB car installment card not have a special limit? There is no overdraft limit either...

Search: Why does my CCB car installment card not have a special limit? There is no overdraft limit?

2. Why does the China Construction Bank Car Loan Installment Credit Card have no limit?

The China Construction Bank Car Loan Installment Credit Card requires the cardholder to apply to China Construction Bank to use its Long Card credit card when the cardholder agrees to pay the down payment. , buy a family car at a CCB designated dealer. After approval by the bank, the actual installment amount is divided into several equal installments, and the cardholder repays the loan monthly within the agreed period and pays a certain handling fee. So why do some people have no limit on their Construction Bank car loan installment credit cards? In the car loan installment, the China Construction Bank credit card has been used to pay for the car loan due to its special credit limit, so there is no credit limit in the card that can be used for consumption, cash withdrawals or transfers. After the car loan interest is settled, the limit of the China Construction Bank Car Loan Installment Card will not be restored. If you need to use a credit card at this time, the user must apply for a new credit card. In addition, if the credit card of the Auto Loan Installment Bank is overdue, the overdue record will be reported to the credit report, which will affect the user's personal credit.

3. Is there a limit on the CCB car purchase installment card?

No limit

The CCB installment car purchase credit card does not have a limit, because the limit is determined based on a comprehensive assessment of the applicant’s credit status, so you may not be able to apply for a CCB installment car purchase credit card .

4. What about the installment limit for car purchases with CCB credit cards?

The card limit is still 10,000. The special installment limit of 50,000 for car purchases can only be drawn on the designated machine of the merchant when paying the final payment of the car. It will not occupy your 10,000 credit limit. Moreover, you cannot check this limit through self-service. After the limit is reduced, CCB will inform you via text message how much the limit is and how long it will last. You can also call the customer service hotline to check through manual service.

After swiping away the 50,000 yuan, there is still a credit limit of 10,000 yuan available on the card. From now on, you will repay the installment amount every month, and the installment amount will be credited to your account on the monthly bill date.