You can apply to resume using the China Merchants Credit Card, and you need to go through the following procedures:

1. Pay off the overdue balance in full: Make sure to pay off all the overdue debt on the credit card, including the overdue balance. Principal and interest.

2. Contact China Merchants Bank: You can call the China Merchants Bank customer service hotline to inquire about the specific procedures and requirements for restoring the use of your credit card. China Merchants Bank customer service hotline: 95555.

3. Provide relevant materials: According to the requirements of the bank, you may need to provide some identity certificates, repayment certificates and other related materials.

The specific requirements for applying to resume using your credit card may vary depending on personal circumstances and bank policies. Therefore, it is recommended to consult in detail when contacting customer service and prepare the required materials in accordance with the bank's requirements.

To sum up, after overdue repayment of the China Merchants Credit Card, if the balance is paid off in full, there is still a chance to apply for continued use. You need to contact China Merchants Bank customer service and provide the required materials. Specific requirements may vary depending on individual circumstances. In order to ensure a smooth application, it is recommended to act in time and handle it in accordance with the bank's requirements.

Extended information:

China Merchants Bank is a commercial bank in mainland China, providing personal and corporate financial services. As one of the important products of China Merchants Bank, China Merchants Credit Card has features such as shopping discounts, installment payments, and points redemption. Overdue repayment of a China Merchants Credit Card will affect your personal credit record. Therefore, paying off the debt in full in a timely manner and applying to resume using the credit card in accordance with the bank's requirements are one of the important steps to maintain your personal credit. Through good credit records and credit behaviors, individuals can enjoy more credit services and conveniences. When using credit cards, you should pay attention to reasonable consumption planning, repayment on time, and avoid overdue payments and arrears, so as to maintain a good credit record.