China Merchants Bank quota standard, specific classification

Public card: 1,000-10,000. Where there is no gold card, it can go up to 50,000

Gold card: 10,000-10,000 50,000, the city card only has the gold card, the limit is 5,000-50,000

Platinum card: 50,000 plus temporary limit. Basically more than 60,000, there are also more than 200,000.

Unlimited cards are only issued to platinum card invitations. It is said to be unlimited, but there is still a limit. Like the platinum card, there is a 50,000 fixed temporary limit

Conditional factors that affect the increase of the permanent quota:

1. The amount of the amount should be as large as possible, and the total consumption amount within half a year should be at least 30 or more of the quota;

2. The number of consumption should be as many as possible, with an average There are more than 10 transactions per month, and it is easier to raise the limit when reaching more than 20 transactions;

3. There are many types of consumer merchants, such as shopping malls, supermarkets, gas stations, restaurants, hotels, tourism, entertainment venues, etc.;

4. The smaller the amount of large-scale purchases such as wholesale, house and car purchases, the easier it is to increase the limit;

5. The smaller the amount of online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the limit;

6. The type of merchant where the card is swiped cannot always be similar to the nature of the business scope of the company.