Repayment relief generally means that when a credit card repays in advance, the bank will waive part of the repayment amount for consumers. Simply put, credit card repayment can be less, and less repayment is often due to inability to repay. Long-term arrears of loans, less. Of course, the amount of underpayment is determined by the bank, and we just need to repay it according to the bill. If you really have no repayment ability, you can negotiate with the bank or creditors to repay. Now in the era of big data, the consequences of not paying debts are very serious.

Can credit card deferred repayment be reduced or exempted?

Of course. Credit cards can be reduced or exempted if they are overdue.

The situations that can be reduced or exempted are:

1. If the credit card is overdue due to non-malicious reasons such as unemployment or serious illness, you can ask the bank to explain the situation and ask for cancellation of overdue penalty;

2. Credit card overdue fines caused by unknown charges or unspecified charges by banks can be reduced or exempted;

3. The credit card repayment plan has been negotiated with the bank before the credit card repayment, which can exempt the late payment fee caused by the bank. If you need a lawyer's intervention, you can consult a lawyer who specializes in Lu Hua's debts and debts. com。