When you apply for a card, you generally understand the basic process. Submit the materials, check with the bank, and then call back to confirm whether to issue the card and the amount of the card. If the bank has passed the previous audit, if you don't receive a phone call from the bank or make mistakes in answering questions, it may also lead to the failure of handling the card.

Then, in the face of the bank's telephone call back, how should the Shenka people respond?

Credit card analysts suggest that you make the following preparations:

1, the credit card application form should be photographed and saved.

After filling out the application materials, take photos and keep or copy one copy in case you forget to fill in the relevant information when calling back.

2. Greet the company's front desk/friends in advance.

The company's fixed telephone number on the credit card application form is the most frequently visited channel, so the applicant needs to greet the administrative staff at the front desk in advance. In case the bank calls, the colleagues who answer the phone just don't know you or can't find you, and your application is basically hopeless.

If the fixed telephone provided is a friend's, you should also say hello to your friend in advance, and don't miss or connect it wrong.

When answering the question of bank telephone call back, you need to pay attention to the following points:

1, annual income is very important.

Bank staff usually ask applicants about their annual income. For this question, the answer is also skillful. If the bank calls back, asking for the moon's income doesn't match its annual income. The applicant can reply to the income of other assets except monthly income. The average bank will not ask more questions at this time.

It's very special where to send the card.

The answer to the card mailing address is very particular. Try to send my credit card to the address of the company, which can prove that I am very stable in this company. It is convenient for you to send it home by mail, but it may make the bank think that your job is not stable enough.

3. When you don't know how to answer.

Don't know how to answer, don't answer casually at this time. You can reply that the cell phone signal is not good, or you are in a meeting and ask the bank staff to call back later.

4. Other irrelevant issues

At present, the bank's return visit sometimes involves some small means, such as asking you some irrelevant questions to test whether your information is correct. In this case, just answer truthfully.