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Can I pay directly with a credit card when shopping on Taobao?

This is not possible. Taobao must be bound to Alipay before you can pay with a credit card.

Notes:

1. All payments on Taobao are made through Alipay. Even if you pay directly with online banking or credit card, the money will be paid from your Alipay. Pay it forward after a while. Payment cannot be made without Alipay, so you must register an Alipay account.

2. There is a limit for paying with a credit card on Taobao. The limit for online payment is determined by the bank and has nothing to do with Alipay. For example, if the credit card payment limit is 3,000, you can pay 3,000 directly online, but you can only top up Alipay with 1,500.

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Extended information:

Online shopping, buyers use For credit card payment, the handling fee deducted is 1 , but the handling fee is not necessarily borne by the seller, it may also be borne by the buyer.

When paying with a credit card, the regulations on who will deduct the handling fee are as follows:

If the seller has activated the credit card payment function and uses a credit card to pay and confirm receipt of the goods, the seller’s Alipay will receive A handling fee of 1 will be deducted from the payment.

If the seller does not activate the credit card payment function and uses a credit card to pay, the buyer will enjoy a free limit of 500 yuan per card per month, and consumption within the free limit will be waived. For consumption exceeding the free limit, if there is no alternative credit card for payment, a handling fee of 1 will be charged.

Reference materials: /payservice.alipay.com/intro/index.htm?c=xyk"target="_blank"title="Alipay-What is credit card payment? "gt; Alipay-what is credit card payment?