Loan principal * monthly interest rate / 30 (days) * one month (number of days in the month) = monthly loan interest. Assuming the principal is 100 yuan, the monthly interest rate 1 is calculated as follows: 100*1/30*30=1 yuan.

Golden Finger Loan is another upgraded version of Huaian Rural Commercial Bank after the launch of "Jinling Easy Loan", with monthly loan interest rates as low as 4.72‰.

"Golden Finger" loans follow the principle of "one-time credit, loan at any time, and turnover use", reflecting the five advantages of "more, faster, better, less expensive, and simpler": more, the loan limit can be up to Up to 300,000 yuan; fast, the approval process is fast, and the loan issuance procedure can be handled within 2 working days; good, one-time credit, recycling, self-service operation on mobile phone, borrow and repay anytime; save, no interest is paid if you don’t use it; simple, No mortgage or guarantee is required, the application is simple and the procedure is simple.

"Golden Finger" loan is a credit loan method. The borrower operates the loan through the "self-service loan" function of mobile banking; using "Yuanding Yidai Card" or "Social Security Card" as the credit carrier, Within the credit limit and period, the loan can be used as needed and used as a turnover.