China Construction Bank, Minsheng Bank, Hua Xia Bank, China Guangfa Bank, and Agricultural Bank of China have all canceled full penalty interest, but implemented tolerance repayments. Tolerance repayment means that in order to avoid higher penalty interest for cardholders due to non-payment of small "odds", the bank treats the unpaid portion of 10 yuan or 100 yuan as "paid off" and rolls it over The full amount of penalty interest will not be charged in the next bill. Among them, Guangfa Bank's "tolerance" is 5 yuan, China Construction Bank's tolerance is 10 yuan, and Agricultural Bank of China's "tolerance" is 10 yuan of the total consumption. That is to say, as long as the repayment exceeds more than 90 yuan of the current bill, only the unpaid portion will be accrued. Interest.