Credit cards are divided into two types: card withdrawal and account cancellation. Card cancellation means that a credit card in the cardholder's name is cancelled, and card cancellation means that the cardholder's entire account is cancelled. The cancellation of the card is not necessarily the cancellation of the account. When a person holds multiple credit cards of China Everbright Bank, the other cards can still be kept. Once the card is cancelled, it means that all the cards in the cardholder's name will be cancelled.

Can I use the cancellation points of Everbright Credit Card?

If the whole household is cancelled, the cardholder's points will be cleared, and only the single card cancellation points will be kept. If the card is cancelled, the points in the card can be transferred to other credit cards of the same China Everbright Bank as long as the card type and point type are the same, otherwise the accumulated points cannot be repeated. For example, standard card points cannot be converted into "automatically converted to mileage points" co-branded cards.

Note that in the case of handling a card, it is best to use all the points on the card before canceling the card to avoid the waste caused by card cancellation. And if you have more than one card, you can transfer the points of the cancelled credit card to the unregistered card to continue using it.

In addition, you need to pay attention to the validity period of credit card points. At present, the credit card points of China Merchants, Xingye, China Everbright, China Everbright, China Everbright, China Everbright, China Everbright, China Everbright and Postal Savings are all permanent and valid, so as long as the cardholder does not spend outside, the points will not expire. The credit card points of other China Everbright banks also depend on the validity period of the points.