If China Merchants Bank credit card goes through the instant approval channel, if there is no instant approval, it means it will be rejected instantly. If the credit card application is not rejected immediately, it means that the applicant has a chance to successfully apply for the credit card, but it does not mean that the applicant will definitely be able to get the credit card. If you apply for a credit card on Sunday, since Sunday is not a working day, the credit card approval time is calculated based on working days, so applying for a credit card on Sunday will give people the feeling that the review time is longer. Therefore, the lack of second approval does not mean that it is not passed.