Hello, if the card status is normal, it can be used by swiping the card. There will be a handling fee for overpayment recovery. If you remit the excess deposit from a credit card to your All-in-One Card, a handling fee for overpayment recovery will be charged. The handling fee is 0.5% of the amount recovered, with a minimum charge of RMB 5. Yuan or $1 USD. Currently, our bank has launched a preferential policy, with a maximum charge of RMB 50 yuan or $10 USD. If it is convenient for you, it is recommended that you use the extra deposit to offset future credit card purchases.