There are many easy-to-use credit cards in the market, but most of them have expensive annual fees, and the annual fees cannot be reduced. If you plan to apply for credit cards, it is recommended to screen and choose those with many discounts and low thresholds.

which credit cards are easy to use and cheap?

1 credit card of China guangfa bank: the principal cardholder is 18~65 years old, and the supplementary cardholder is 16~65 years old, and the annual income reaches the local average level. Credit card applications generally take 2-1 working days from data submission to data entry, and the review is completed within 7-1 working days. You can check the card application progress 1 working days after submitting the card application form, and the audit result will be notified by SMS.

2 industrial bank credit card: 18 to 6 years old (online self-service application requires 21 to 55 years old). Eligible people can get the card about 2 weeks after submitting the credit card application materials.

3 Bohai bank credit card: you need to be between 18 and 65 years old (if you are a foreigner, you need to be between 25 and 65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial proof to the nearest outlet to apply for it, or you can apply online.

4 bank of communications credit card: the principal card applicant is 18-6 years old and has full capacity for civil conduct; Supplementary card applicants must be at least 11 years old and above, and there is no upper age limit. The card can be activated after application, and the amount in the card is given according to the applicant's repayment ability evaluation.

5 CCB credit card: a natural person with full capacity for civil conduct, over 18 years old but under 7 years old, with stable occupation and income, good credit status and the ability to repay the principal and interest on time. It takes about 5 working days for a customer with a card to apply to mail the card. If the new customer is approved (generally, the approval time is 1 days), he will receive a face-to-face SMS and a card letter after 3-5 working days.

6 agricultural bank credit card: at least 18 years old, with full capacity for civil conduct and good credit standing. After the credit card is approved, it will be uniformly made and mailed by the Credit Card Center of the Head Office. Puka and Gold Card are sent by registered mail, and the card will be made in 3 working days. The mailing time is usually about 7 days, subject to the distribution of the local post office. Platinum cards and sets of cards are sent by EMS express, and the card will be made in 3 working days. The mailing time is generally about 3 days, subject to the distribution situation of the local post office.

7 ICBC Credit Card: To apply for a credit card, you must be at least 18 years old and have full capacity for civil conduct. After applying for a credit card, you can generally get the card after 15 natural days (excluding legal holidays). For digital credit cards without entities, it takes 1-2 minutes to complete the approval and account opening at the earliest. Please refer to the actual results.

8 Credit card of China Merchants Bank: Credit card applicants should be over 18 years old (inclusive), and foreigners should be over 25 years old (inclusive). It is best to provide some financial proof, such as: proof of property rights of self-owned commercial houses (real estate license, house purchase contract, bank mortgage certificate, formal house purchase invoice, etc.) and proof of self-owned vehicles (self-owned vehicle driving license and bank car loan certificate).

9 postal bank credit card: the applicant for the main card must be at least 18 years old and below 65 years old (including 65 years old). It is recommended to fill in your personal data completely. If you have a postal bank credit card before, you can immediately submit information to apply for other types of postal bank credit cards. Whether the credit card application can pass is subject to comprehensive evaluation.

to apply for a credit card that suits you, the threshold is low, the efficiency is high, the quota is high, and the approval pass rate is high. The credit card entrance of major banks: Minsheng Bank Credit Card is easy to get off the card, the quota is high, and the annual fee is free to apply for the card. It is quick to pass, simple to fill in, and the pass rate is high. Apply for a variety of cards of CITIC Bank Credit Card, and apply for a variety of benefits. The cash borrowed from China Merchants Bank Credit Card can be taken anywhere, and new households can spend at will. Send JD.COM PLUS members for two years to apply for the interest-free installment of Ping An Credit Card, 8 yuan applies for the repayment of Ping An Bank's standard credit card online shopping, and the new household 6 yuan pays for the reduction package to apply for the card. The maximum amount of CITIC Bank credit card-Yanka series can reach 1,, and the card can enjoy a 5% discount on the annual fee-free food application. The Pudong Development Bank JD.COM PLUS co-branded card is the first to send the Plus member's annual card, and the annual fee is free, and six purchases are free to apply for the card in the following year. < P > Many cardholders apply for credit cards mainly for daily In fact, there are quite a few credit cards suitable for daily consumption, such as those introduced above.