Let me give you an example of the CCB credit card I used.
The late fee for his credit card is charged when the credit card fails to repay or the repayment is the minimum repayment amount. The rate is 5% of the unpaid part of the minimum repayment amount, and the minimum 5 yuan.
Suppose the landlord's bill 10000 yuan, the minimum repayment amount 1000 yuan, and the due repayment date is not paid.
Then for next month's bill, the amount of overdue fine = unpaid part of the minimum repayment amount *5%= 1000*5%=50 yuan.