The limit of the Postal Credit Card Gold Card has just been increased. After using the credit card healthily for 3 months, you can continue to apply for a limit adjustment. Please refer to the main precautions for using the credit card:

1. Cardholders should pay attention to their daily needs. You can use credit cards to pay as much as possible during consumption, especially to increase large-amount consumption expenditures (except for wholesale consumption. Frequent payment for wholesale consumption is not only not conducive to increasing your credit limit, but may also be suspected of illegal cashing out).

2. After several months of continuous consumption, you can actively apply to the bank. The card department will decide whether the limit needs to be increased based on the cardholder's consumption record. After the credit limit is increased and used for a period of time, about three months later, you can apply to the bank again to gradually increase the credit limit.

3. Provide proof of asset income

Proactively provide proof of asset income to the bank, and the more detailed the proof materials provided, the higher the income, and the higher the credit limit that may be approved by the bank. high.

4. Repay the loan in full and on time

Try to repay the loan in full and on time every month. The repayment status is an important item in the credit card record. Cardholders should try to avoid paying interest beyond the interest-free period due to untimely repayment. Otherwise, it will not only be detrimental to increasing the credit limit, but may also cause stains on the credit record.

5. Temporary increase in credit limit

If you have a need for large consumption, you can temporarily request a temporary limit increase from the bank. The general period is one month, and some banks will take the initiative to increase the credit card limit during holidays. After a cardholder requests a limit increase, the bank will determine the final limit increase scope by reviewing the cardholder's consumption needs and past card usage records.