The withdrawal amount is 50% of the credit limit. There will be commission and interest for overdraft withdrawal. Withdrawal fee 1% of withdrawal principal, minimum 2 yuan.
What is the withdrawal amount of official card/credit card of China Construction Bank?
The official card of CCB is a credit card, and the withdrawal amount of CCB credit card is as follows:
1. Generally, the overdraft withdrawal of a credit card shall not exceed 50% of the credit limit (cash withdrawal, cash transfer and cash sharing by installments), and shall not exceed the current available credit limit of the card.
2. CCB stipulates that the daily cash withdrawal of each card shall not exceed 10000 yuan, and the accumulated cash withdrawal fee shall not exceed half of the credit card amount, and the cash withdrawal fee shall be 0.5% of the cash withdrawal amount, with the minimum 2 yuan. In addition, overdraft withdrawal does not enjoy interest-free period, and interest of five ten thousandths of the cash amount is charged every day from the date of withdrawal.
3. Cash withdrawal through China UnionPay network, the accumulated cash withdrawal amount of counter channel and self-service machine channel per card day does not exceed 30,000 yuan, of which the daily overdraft withdrawal limit of counter channel is 20,000 yuan, and the daily overdraft withdrawal limit of self-service machine channel is 6,543,800 yuan.
Extended data:
Precautions for cash withdrawal of CCB's credit card:
1. Credit card overdrafts do not enjoy interest-free period, and interest will be calculated daily and compound monthly from the date of entry. Our interest rate benchmark is 0.5 ‰ per day, and the upper and lower limit standards are set in strict accordance with the relevant regulations of the People's Bank of China, and will be adjusted in time according to regulatory requirements. The interest-bearing date is calculated from the cash withdrawal bookkeeping date to the repayment date.
2. Generally, credit card overdraft withdrawal shall not exceed 50% of your credit limit (cash withdrawal, cash transfer and phased cash sharing), and shall not exceed the current available credit limit of the card. Overdraft cash withdrawal does not enjoy interest-free repayment. Because PBOC and the State Administration of Foreign Exchange have relevant regulations on the credit card withdrawal amount.
3. Withdraw local currency at the bank acceptance outlets marked with VISA or MasterCard, and withdraw local currency at ATMs marked with "PLUS" or "CIRRUS", and charge a handling fee of 3% of the withdrawal amount, with a minimum withdrawal handling fee of $3; Cash withdrawal by ATM with UnionPay logo will be charged according to the cash withdrawal amount 12 yuan 1%, with the lowest 14 yuan.