Current location - Trademark Inquiry Complete Network - Overdue credit card - Alas, I didn't expect to get mixed up like this. Minsheng Credit Card owes more than 10,000 yuan, which is more than four months overdue. The bank told me that I might be fined 200,000-200,000, saying
Alas, I didn't expect to get mixed up like this. Minsheng Credit Card owes more than 10,000 yuan, which is more than four months overdue. The bank told me that I might be fined 200,000-200,000, saying
Don't listen to the nonsense downstairs. The court prosecution will enter the blacklist of credit information and become the executor of dishonesty, with serious consequences. Cherish your credit!

Article 196 of the Criminal Law: Whoever commits credit card fraud or theft in any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate;

(2) Using an invalid credit card;

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.

Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law. "

According to "Several Provisions of the Supreme People's Court Municipality on Publicizing the Information of the List of Executed Persons with Bad Faith" and "Several Provisions of the Supreme People's Court Municipality on Restricting the High Consumption of Executed Persons",

The people's court can also limit the high consumption of the person who has broken his promise. After being restricted from high consumption, the following acts of paying expenses with property shall not be implemented:

(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;

(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;

(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;

(four) leasing high-grade office buildings, hotels, apartments and other places to work;

(5) Purchasing non-essential vehicles;

(6) tourism and vacation;

(seven) children attending private schools with high fees;

(8) Paying high premiums to purchase insurance wealth management products;

(nine) other high consumption behaviors that are not necessary for life and work.

The behavior of the person who has broken his promise to consume in violation of the order restricting high consumption belongs to the behavior of refusing to perform the legally effective judgment or ruling of the people's court. If it is verified, it shall be detained and fined in accordance with the provisions of Article 102 of the Civil Procedure Law of People's Republic of China (PRC); If the circumstances are serious enough to constitute a crime, criminal responsibility shall be investigated according to law.