The five traditional repayment methods, the handling fee is calculated based on a 10,000 yuan bill: 1. Installment repayment; 150 yuan; 2. Minimum repayment; about 240 yuan; 3. POS machine reverse card ; The round trip costs 120 yuan,?
4. Card raising agency; about 180 yuan; 5. Activation code software: about 180 yuan.
My repayment with Yibai Guanjia only costs 57 yuan. It is said that Yibai's repayment is as low as 46 yuan, and it operates intelligently. There is no need to manually turn it upside down like a physical POS machine, which is troublesome. Moreover, it is impossible for a physical POS machine to have such a low rate. If it does, it will definitely be reduced or the account will be blocked, but payment without a card is possible and there are points. Please refer to here: Balance repayment, small money to big money repayment without pressure, and no overdue payment.
As for whether it is against the rules or not, to be precise, this is a new thing and there are no rules to follow. Where can we say it is against the rules? Besides, things come first and law comes later. As long as it doesn’t hurt anyone in the end, doesn’t affect social stability, and doesn’t produce bad consequences, nothing will happen. Alipay only applied for a payment license after eight years of operation!