According to the regulations, after the credit card is activated, as long as it is within the validity period of the credit card, no matter how long the cardholder has not used it, the bank will not stop paying the cardholder's credit card. As long as the credit card is activated and still valid, the cardholder can use the credit card for spending at any time. Credit cards have a time limit. The validity period of general credit cards ranges from 3 years, 5 years, 8 years, 10 years. If the credit card is not renewed in time after activation, it will not be used after expiration and will be stopped by the bank.

To check the validity period of a credit card, you can generally see the expiration time of the credit card directly on the card face, which is often marked below the card number and recorded in the form of "MM/YY", the former is the month and the latter is the year. If it is marked 08/24, it means that the credit card will expire in August 2024. If the cardholder fails to get a new card by then, the credit card will be stopped.

It is also worth mentioning that all credit cards have an annual fee. If you don't use the credit card for a long time after activation, you must also pay attention to the annual fee of the credit card, so as to avoid the bad record on the personal credit report due to the overdue annual fee of the credit card.