Applying for a Hua Xia card is not necessarily based on points. Hua Xia's credit card review is relatively strict. It depends on the job, job industry, social security, credit report, etc. If you can't pass these, Huaxia's credit card may not be approved. For example, I work in the Internet finance industry. In most cases, it is difficult to get approved when applying for a credit card, which is quite miserable.