Where is the legal notice of Ping An Credit Card issued?

There are two addresses where the legal notice of Ping An Credit Card is issued. The two sending addresses are: Notification refers to a written notification delivered to the person being informed. There are two types of notices: one is a notice. The other is a notification in the form of a written document. In criminal cases, the notice of filing a case can also be called a receipt of filing. It is usually given to the person who reported the case. The people should protect the rights enjoyed by the parties in accordance with the provisions of the law. For those who comply with Article 100 of this Law Article 19 must be accepted.

1. Place of household registration.

2. The location of the collecting party.

Is the legal notice sent by Bank of Communications about unpaid credit cards true?

It depends on whether you have unpaid debts. If it is true, you need to analyze it. Generally speaking, if a credit card overdraft has not been repaid for more than three months and the amount is relatively large, it is suspected of credit card crime. It is recommended to raise funds to repay in time.

Criminal Law Article 196 Credit Card Crimes: Whoever commits credit card activities under any of the following circumstances and the amount is relatively large shall be sentenced to not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan and 200,000 yuan. If the amount is huge or there are other serious circumstances, the penalty shall be not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the fine shall be not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; , and be subject to a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation:

(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;

(2) Using an expired credit card;

(3) Pretending to use another person’s credit card;

(4) Malicious overdraft.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank.

Anyone who uses credit cards concurrently shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

What does the Ping An Credit Card Legal Notice mean?

The legal notice is only a notification and does not have legally enforceable effect.

If you are able to repay it, it is best to repay it as soon as possible. If the bank calls to urge you, you can discuss it with them.

If your bill is overdue, please repay it as soon as possible according to the repayment time and amount informed by the staff. You can also contact the relevant personnel according to the contact information left by the bank's collection staff. If you need more For help, please download the Pocket Bank APP to make inquiries, and the online customer service specialist will assist.

That’s it for the introduction of credit card notification letters.