The lowest means the lowest; the last means the last. If it is less or too late, it will be regarded as overdue repayment, and late payment fees will be charged and a bad record will be recorded. Collection calls will be made and the next payment will be made on time and in full. It's okay to pay it back, and once in a while, it basically doesn't have any impact. Not often.

If you continue to delay, stop the card payment, write a lawyer's letter to collect, or go to court. . . But there is a process.

It seems to be loose, but it is harmful to young people. If their credit record is not good, there will be no hope of applying for a card in the future, and there will be no way to get a loan. If you buy a house and do business, it will have a big impact.

There are a lot of bad card dealers around me. They are all in their 20s. They all used to have no money and bad credit. Now they are broke and have money and are too lazy to be on time. I hope you will not end up like this.