First of all, high-speed rail is a mode of transportation, which has no direct connection with personal credit records. High-speed rail companies do not check personal credit records, so overdue credit cards will not directly lead to the inability to take the high-speed rail.
Secondly, the purchase and verification of high-speed rail tickets mainly depend on identification, not credit cards. When buying a high-speed rail ticket, you need to provide identification, such as ID card or other valid documents, to verify the identity of passengers. As long as you have valid identification, you can buy and use high-speed rail tickets normally, regardless of whether there is a credit card overdue record.
It should be noted that if an overdue credit card causes an individual to be blacklisted in the credit information system or the list of people who have lost their trust, it may have some influence on riding the high-speed rail in some specific circumstances. For example, some airlines and railway companies will share data with the credit information system. If an individual's credit record is particularly bad, it may affect the purchase of air tickets or high-speed rail tickets. However, this situation is not directly caused by overdue credit cards, but is related to the entire credit history and personal credit status.
in a word, the overdue credit card will not directly affect the high-speed rail ride. Buying high-speed rail tickets mainly depends on identification, not credit cards. However, personal credit history and credit status may have some influence on taking the high-speed rail in some cases, but this is not directly caused by overdue credit cards. If there are problems with credit records, it is recommended to go through relevant procedures in time to improve personal credit status.
Extended information:
According to Article 38 of the Supreme People's Court's Interpretation on the Application of the Civil Procedure Law of the People's Republic of China, private debts do not belong to situations that hinder creditors' execution, so overdue credit cards will not be regarded as situations that hinder creditors' execution. However, according to the provisions of Articles 141 and 99 of the Contract Law of the People's Republic of China, the overdue debtor shall bear the responsibilities such as interest and liquidated damages, delay or refuse to perform certain obligations such as supporting others and paying education expenses, and the specific circumstances shall be handled according to the contract and legal provisions. Therefore, in the case of overdue credit card, if the debtor has the above behavior, it may be subject to relevant restrictions.
in addition, China's credit information system is divided into two parts: personal credit information and corporate credit information, in which personal credit information is mainly handled by the Credit Information Center of the People's Bank of China. Personal credit records include credit card consumption, loan records, etc. Bad credit records may affect individuals' application and approval for loans, credit card use and other financial services, and may also have a certain impact on individuals taking high-speed rail and buying air tickets.
according to the relevant laws and regulations, although the overdue credit card will not directly affect the high-speed rail ride, it is recommended to avoid the overdue credit card to ensure a good personal credit record, so as to enjoy various financial and transportation services more conveniently.