I think it is very safe. Most people fall into Trojans not only because they accidentally click on unknown websites, but also because they jump to too many web pages and are directed to Trojan-affiliated websites. Alipay Quick Payment can reduce the number of bounces. The speed of transferring web pages is very fast. At the same time, it also reduces the chance of being infected by Trojans, and traditional online payment requires more than 7 steps. You think there are many procedures and it is safe, but it is not. In addition, I checked their introduction and found that there are mainly 4 points of guarantee. You can take a look at:

1. Double password protection. Actively set an uppercase and lowercase numeric password of more than 8 digits + a dynamic mobile phone verification code. When making a purchase, you will receive an SMS reminder of account changes and a dynamic mobile phone verification code. In addition, banks such as Bank of China, Agriculture, Industry, Construction, and Ping An Bank can set up dynamic verification codes to send you text messages, provided that they are credit card Alipay quick payment users. Go to your Alipay account, then payment method management, and then you can check whether to send SMS notifications.

2. Alipay capital risk control system: the real-time monitoring system monitors all operations and transactions 24 hours a day, intercepts risks promptly and restricts transactions

3. Full compensation will be paid within 72 hours, if the account If it is stolen or an abnormal problem occurs, if you provide proof information within 72 hours, you can get compensation first. Compensation is guaranteed.

4. Large-amount consumer customer service calls back to confirm transaction services. For transactions with a transaction volume exceeding 5,000 yuan, the Alipay customer service center will call the consumer to confirm the purchase, ensuring that everything is foolproof. That is to say, the customer service MM with a transaction amount of more than 5,000 yuan will call you to confirm, which is equivalent to VIP service. In fact, I think from some perspectives, in terms of protection, it is much more reliable than online banking and credit cards. The bank does not seem to care about you. The responsibility is always yours at critical moments.