According to Sina's query, Fuka Standard Card belongs to the first-class card in Hubei Rural Credit Cooperatives, which has the functions of consumption settlement, transfer payment, cash deposit and withdrawal, account management and so on. Overdraft is not allowed In addition, Fuka Standard Card also has the function of electronic cash, which supports small amount of quick consumption (namely "flash payment"). The card is free of annual fee and small account management fee, and can handle intra-bank business free of charge in the self-service equipment of rural credit cooperatives in the province. A standard card can open two supplementary cards.