Shanghai’s normal life order is returning, and the ensuing economic recovery has become a new proposition for the city. Eat, drink and be merry. Various familiar financial and non-financial scenarios are back. Nothing can stop us from pursuing a better life.
During the recovery, credit cards play an important role in helping fight the epidemic, promote consumption and practice inclusive finance. With the recovery of consumption, the surge in offline consumption demand in multiple scenarios, and the superposition of online consumption and contactless transaction demand, how to innovate consumption models and tap new consumption potential has given credit card institutions a new mission.
Pudong Development Credit Card, which has always been concerned about the consumption needs of cardholders, launched the "Pudong Development Six-Six Consumption Festival" with a positive attitude and quick response, and simultaneously launched a series of preferential activities covering eating, drinking, entertainment and shopping of many scenes. Through real preferential activities, we have deeply implemented inclusive finance, stimulated consumption, and won the favor of the market and more and more users.
Go all out to stimulate consumption
What is the most active economic activity currently? There is no doubt that it is consumption.
At the policy level, the State Council and local governments have recently introduced a series of policies to release consumption potential and promote sustainable recovery of consumption; on the user side, there is a huge consumer demand that is booming, showing personalized and Diversified consumption trends; on the merchant side, it is the supply chain repair brought about by the resumption of production.
How to stimulate the growth of emerging consumer demand, accompany users to gradually resume their life rhythm, go through the period of resumption of work and production, and provide differentiated and customized products and services for different customer groups, the credit card industry has great potential.
Among them, as recovery becomes the top priority, Pudong Development Credit Card actively implements the strategy of expanding domestic demand, continues to focus on people's livelihood areas such as food, clothing, housing and transportation, links core business districts, merchants and online diversified consumption platforms, and builds a rich " The "online and offline" full-scenario ecology helps enhance consumption vitality.
In response to the city’s need to restart, the “Pudaxiban 66 Consumer Festival” was launched. The activities cover multiple consumption scenarios such as eating, drinking, having fun, and shopping. Promote "universal" consumption and help "develop" a better life. Pudong Development Bank Credit Card, jointly with e-commerce, catering, retail and other merchants. Online and offline subsidies have been added to help boost consumption vitality and promote the rapid recovery of transactions.
In terms of "what to eat", from fast food to hot pot and barbecue to desserts, snacks and fruits, there are all kinds of food discounts. Take, for example, a recent promotion. Neolithic Barbecue, Baiguoyuan, Manji Desserts, Xianfeng Fruits, etc. You can enjoy a 40% discount on purchasing vouchers of different values ??on Saturdays, and there are also discounts on weekdays.
As for "what to drink", there are also arrangements for the "liquid food" coffee and milk tea that is most needed for the project launch. Pudong Development Bank Credit Card has created diversified beverage rights. Starbucks offers a 16 yuan discount every Saturday out of 66 yuan, and even offers discounts on % Arabica, Seesaw Coffee, Pierre Coffee, and Tims, bringing together a number of internet celebrity coffee brands. Lele Tea, Hey Tea, CoCo Cocoa Tea, and Noxue Tea can also enjoy a 40% discount when purchasing vouchers every Saturday.
In terms of "what to visit", the "Puda Nishiban 66 Consumer Festival" has launched more colorful preferential activities in high-quality business districts across the country. Nationwide, you can enjoy discounts of 300 yuan and 66 yuan in China Resources Business District, K11 Business District, and designated shopping malls during the event. Especially in Shanghai, the preferential activities are even stronger. From mid-to-late June to North Bund, Shanghai Ruihong Tiandi, and Raffles City Jingyao Qiantan, you can enjoy an instant discount of 66 yuan for purchases over 200 yuan using WeChat Pay and binding your Shanghai Pudong Development Bank credit card, effectively promoting consumers to return to the mall.
"Taking bulk consumption as the starting point to stimulate consumption" is one of the measures taken by the "Shanghai Action Plan to Accelerate Economic Recovery and Revitalization" to vigorously promote the recovery of consumption. “Vigorously promoting automobile consumption” is also an indispensable aspect. Cardholders who apply for Shanghai Pudong Development Bank credit card car installment business at cooperative dealers
Credit cards, as a financial tool that integrates payment and financing, are an important medium to connect consumers, merchants and payment platforms. It plays an important role in expanding domestic demand, stimulating consumption, and serving people's livelihood.
In recent years, Pudong Development Bank Credit Card has focused on people’s livelihood consumption scenarios such as food, clothing, housing and transportation, focusing on the main lines of people-benefiting finance, green finance, and urban scenarios, practicing the service concept of “inclusive finance” and delivering more benefits to more consumers. Affordable, convenient and high-quality financial services, and strive to establish emotional and spiritual connections and resonance with users.
With the deep integration of big data, AI, blockchain and other technologies and services, Pudong Development Credit Card has upgraded to create an intelligent decision-making system that integrates business, data and technology to achieve deep integration of services, products and technology. , forge digital business capabilities. By upgrading the intelligent robot service system group and digital management system group, we will provide high-quality services that benefit the people.
For online consumption activities, in addition to continuing the previous inclusive activities, Pudong Development Credit Card combined its own business development characteristics and consumption trends, and used its high-quality business platform to launch the 618 series of card-binding consumption promotions, as well as " Super 666” series of online red envelopes and new gameplay. Provide cardholders with considerate, warm and high-quality multiple welfare experiences.
Providing consumers with real credit card benefits and promoting full connections between consumers, platforms and merchants reflects the responsibility and responsibility of a credit card institution, which is also the attitude that inclusive finance should have.
There were many bright spots in the "68" incident. Pudong Development Credit Card firmly grasps the trend of recovery in consumption and the opportunities of e-commerce transactions, and continues to stimulate consumption potential with financial power. For example, in the Super 666 series, during the event, after signing up for the "Super 6 Points" activity, you can enjoy 6 times the points through designated channels, with a maximum of 66,666 additional points; for the "Super 6 Red Packet" activity, you can receive transaction tasks through "Daily Tasks". After reaching the standard, you will have the opportunity to receive a credit card bonus of up to 618 yuan. There are many ways to play and many discounts.
Whether it is the innovation and upgrade of consumer financial products and activities, or the rich and preferential shopping benefits, they all test the foresight and responsibility of credit card institutions. In 2023, Pudong Development Credit Card will further deepen the "customer-centered" concept and establish a service model that is affectionate and warm.
This way, credit cards will always become an important force in consumer finance and inclusive finance. This force has given an "acceleration" to Shanghai, which is recovering its fireworks, and used financial power to help Shanghai's economic revitalization. Related questions and answers: Related questions and answers: Shanghai Pudong Development Bank credit card?
As a senior respondent in the credit card circle, first of all, congratulations to the respondent on getting his first credit card with a limit of 7,000, which is not low (the respondent’s first credit card limit back then was only 5,000, and it took 3 years to use it. Increase the amount and cancel the card in anger).
To answer your question briefly, there is no annual fee for this card in the first year. This "first year" refers to the billing year, not the calendar year. For example, if you open a card on December 1, 2019, then from now until December 1, 2020, in this complete year, no matter whether you swipe the card or not, there will be no annual fee.
Starting from the next year (calculated from December 2, 2020), every billing year, if you swipe your card no less than 6 times (no matter what type of card swipe, WeChat, Alipay, Huawei pay will count), you will be exempted. Annual fee for that year.
In fact, even if you do not make enough purchases 6 times that year, there is still a way to waive the annual fee. I will tell you how to waive the annual fee later.
The following is a more detailed answer, you don’t have to read it if you find it annoying.
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The credit card of Shanghai Pudong Development Bank has always been a popular bank in the credit card circle. The credit cards it has produced have always had high card limits, multiple points, rich activities, few card play restrictions, and generous prizes. They have always been very popular in the card circle.
I went to see the card you applied for. The main rights and interests are as follows:
One by one:
Credit line. No need to say it, everyone understands. It should be mentioned here that credit cards are generally divided into regular cards, gold cards, platinum cards, and higher levels. Generally speaking, for us, the maximum limit of ordinary cards is less than 20,000. Gold card costs 10,000-50,000. If you want a card with a limit of more than 50,000, it is best to apply for a platinum type card from the beginning to avoid the subsequent limit of the limit and the hassle of changing cards.
Withdrawal amount: 50%. Normal to temporary quota. For example, your quota is 7,000. Sometimes, such as Double 11, it is not enough. You can apply for a temporary quota, which is generally valid for one month. What is the general temporary limit? It is 50% of your fixed limit, that is, 7000* 50% = 3500. It is equal to an extra limit of ￥3500.
Annual fee: 180 yuan (waived for the first year, and waived for the next year after 6 purchases). As mentioned above, what is the first year and the second year? Anyway, the first year doesn't matter.
Starting from the next year, you can use WeChat, Alipay, and UnionPay QuickPass to count. Every time you swipe the card, any amount can be counted, even 0.01 yuan. Just 6 times is enough. It is recommended that you bind this card to WeChat and use it as your default payment card, so you don’t need to remember this.
Interest-free period: 50 days. If Brother Climbing doesn't talk about those formulas, he'll be dizzy. Just install the Shanghai Pudong Development Bank Credit Card APP and watch it remind you how many days before the payment must be made. The card you swiped today will have to be paid back in 50 days. Generally banks take 50-56 days. Not much difference.
Card attributes: Don’t worry, there’s not much difference between most cards these days.
Finally, there are a series of so-called rights and interests. In fact, they have no impact on us, so we don’t need to worry about them. The first one is free of annual fees.
Enjoy the discounts of many merchants in Pudong Development Zone. On this point, Pudong Development Zone has many activities, especially points activities. Nowadays, almost all cards of Pudong Development Bank are worth 2 times the points when swiping the card (that is, if you spend 1 yuan, you will get 2 points, while most other banks give 1 times the points). Many merchants usually offer discounts, so pay more attention.
It is recommended that you download the official app of Shanghai Pudong Development Credit Card.
Finally, let me tell you secretly how to waive the annual fee:
1. At the end of the year, you can call the Pudong Development Credit Card customer service and ask directly whether all the Pudong Development Cards in your name are The annual fee is waived when the number of card swipes is met. Customer service will tell you whether each card is satisfactory. Remember, it is most convenient and simple to call directly.
2. Check your bill regularly and if you find any annual fee expenses, call customer service immediately. Remember, call! ! ! The most convenient! ! ! You said that you forgot to swipe your card. Please make up the number of swipes this week, hoping to waive the annual fee. Customers can basically help you waive the annual fee, and then ask you to swipe 6 times within a month. Then you charge 6 phone bills immediately and you're done. This is what the card circle calls heart-to-heart talk
In short, if you don’t understand credit cards, you can send me a private message. I'll tell you everything.
I love life, I am Brother Climb~~Wow Kaka