Hello, credit card is a credit card, you can spend it first and then repay it. After consumption, you need to repay on or before the credit card repayment date, and you can continue to use the credit card for shopping after repayment.

After the credit card application, the bank will give the credit card a credit line. If there is a credit line of 1 10,000, you can spend a credit line of 1 10,000. Credit cards also have billing dates and repayment dates. After you spend, you will generate a bill on the billing date and then repay it on the repayment date.

"Bookkeeping date" refers to the date when the card issuer collects the accumulated outstanding consumer transaction principal, cash withdrawal transaction principal, fees, etc. Calculate the interest and the amount payable by the cardholder. "Due repayment date" refers to the latest date when the cardholder should repay all the payable amount or the minimum repayment amount stipulated by the card issuer (the consumption amount can be repaid before the due repayment date, and the credit card can be returned before 24: 00 at the latest).

For example, the 5th of each month is the billing date, and the 23rd of each month is the repayment date, so the 5th of last month to the 4th of this month is a cycle, and the bills generated during this period will be repaid on the 23rd of this month.