Hello, on July 6, 2012, the Postal Savings Bank of China started to implement the current savings interest rate of 0.35%; the three-month interest rate for lump sum deposits and withdrawals is 2.85%; and the six-month interest rate for lump sum deposits and withdrawals is 3.05 %; the one-year interest rate for lump sum deposits and withdrawals is 3.25%; the two-year interest rate for lump sum deposits and withdrawals is 3.75%; the three-year interest rate for lump sum deposits and withdrawals is 4.25%; the five-year interest rate for lump sum deposits and withdrawals is 4.75%; the interest rate for lump sum deposits and withdrawals is 4.75%; The one-year interest rate for principal deposits and interest collection, and the interest rate for lump sum deposits are 2.85%; the three-year interest rate is 2.9%; the five-year interest rate is 3.0%; the one-day annual interest rate of new notice deposits is 0.8%; the seven-day annual interest rate of new notice deposits is 1.35%; The three-month interest rate for a fixed-term loan is 1.71%; the six-month fixed-term loan interest rate is 1.83%; and the one-year fixed-term loan interest rate is 1.95%. The interest rates and calculation methods are provided here for reference or contact the staff at the Postal Savings Bank business office for specific inquiries. Hope my answer helps you.