Hankou Bank composite card is a comprehensive bank card that combines a credit card and a debit card. The card can realize various functions such as credit consumption, pre-authorization, and cash withdrawal. It can also perform daily financial operations such as ordinary savings, transfers, and payments. The launch of Hankou Bank's composite card has greatly facilitated consumers' wealth management and financial management, and also improved the service level and competitiveness of financial institutions.
Consumers holding Hankou Bank composite cards can handle and use them through various channels such as ATM machines, POS machines, and online banking. For example, when making purchases in shopping malls, you can directly use the credit limit in the card to pay and enjoy corresponding discounts and points rewards; when making transfers and savings at bank outlets, you can choose credit accounts and debit accounts according to your needs to realize funds Flexible deployment and management.
Compared with ordinary credit cards and debit cards, Hankou Bank composite cards have more comprehensive and flexible financial service functions. At the same time, Hankou Bank also provides exclusive benefits and services to composite cardholders, such as annual fee exemption, consumption discounts and points accumulation, etc. However, when using a composite card, you also need to pay attention to account balance, credit limit and other related issues to avoid unnecessary fees and losses.