Not free.

This credit card does not directly waive the annual fee, but requires you to make 5 purchases with the card or a consumption amount of 5,000 yuan within a year to enjoy the discount. Users can only enjoy the discount after the card consumption reaches this amount. The annual fee for the current year is waived.

The annual fee of the ICBC Zodiac Card is not high. Those who want to be exempted from the annual fee can be exempted from the annual fee by swiping the card more than 5 times a year or spending more than 5,000 yuan a year.