Legal analysis: If the debt is incurred by an individual before marriage, it will generally be regarded as a personal debt and the spouse does not need to repay it; 2. If the creditor can prove that the debt is used for family life after marriage If it is a debt, it is a joint debt between husband and wife, and both husband and wife must bear the responsibility of repaying it jointly.

Legal basis: "The People's Republic of China and the Civil Code"

Article 1046: Marriage must be completely voluntary for both men and women, and neither party is prohibited from forcing the other party , prohibiting any organization or individual from interfering.

Article 1047: The age of marriage shall not be earlier than 22 years old for men and 20 years old for women.

Article 1048: Direct blood relatives or collateral blood relatives within three generations are prohibited from marrying.

Article 1049. Both men and women who wish to get married shall apply for marriage registration in person at the marriage registration authority. If the marriage complies with the provisions of this law, it will be registered and a marriage certificate will be issued. Completion of marriage registration establishes the marriage relationship. If the marriage has not been registered, it must be re-registered.

Article 1050 After registration of marriage, according to the agreement between the man and the woman, the woman can become a member of the man’s family, and the man can become a member of the woman’s family.

Article 1051: A marriage is invalid if one of the following circumstances occurs:

(1) Bigamy;

(2) There is a prohibition on marriage kinship relationship;

(3) Not reaching the legal age for marriage.