The most important conditions for applying for our credit card are age 18-60 (foreigners aged 25-60), financial ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.
Detailed application materials are as follows:
1. Identification: Generally, it is an ID card (if you use a new ID card, you need a copy of both sides). Soldiers are required to provide a copy of the military identity card (foreigners: passport and residence permit or employment certificate; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit);
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Can people in Taiwan Province Province apply for a credit card if they don't have a job?
If you don't have a job, you need to submit other financial certificates to the bank, such as real estate license, car license, insurance, etc. Even if you don't have a job, you can apply for a credit card as long as you have bank certification.
The more financial certificates are submitted at the same time, the higher the credit card amount applied for. Banks usually give preferential treatment to high-quality customers with better economic conditions. Therefore, if you don't have a fixed job, submitting as many financial proof materials as possible will help improve the cash withdrawal rate and cash withdrawal amount of credit cards.
Can people from Taiwan Province Province apply for credit cards in mainland China?
Take China Construction Bank as an example, yes.
Foreigners (including compatriots from Hong Kong, Macao and Taiwan and foreigners) who apply for a credit card need to provide a copy of their identity certificate, a copy of their passports, a copy of their passes to and from mainland China, Hong Kong and Macao residents, and a copy of their five-year passes to and from mainland China and Taiwan, a copy of their permanent residence permit or a deposit (with a minimum deposit of 5,000 yuan).
The Construction Bank shall review the applicant's credit status according to the application form and certification materials submitted by the applicant. The bank may also require the applicant to provide the guarantor's guarantee, mortgage guarantee, pledge guarantee or deposit a certain amount of deposit.
Extended data:
Suspension of credit card application
1. Approval rejected: just ignore it;
2. Being reviewed (except for face-to-face and co-branded card comparison): Please dial 95533 and select "2 Credit Card Business" to apply for cancellation manually. Whether the revocation is successful is subject to the final processing result;
3. Matching link or approval of the co-branded card: If the card cannot be returned, you can call 95533 to return the card manually after receiving the card (if there is any account payable, you need to settle the card account first). New customers apply through self-service channels. In the case of not receiving the face-to-face SMS, it is recommended to wait patiently until the next face-to-face signing.
4. Face-to-face signing: After receiving the face-to-face signing SMS and card letter, you don't need to go to the outlet for face-to-face signing. After three months (within three months from the date of face-to-face signing), the system will automatically end the application and cut the card and destroy it.
China Construction Bank-Conditions for Foreigners to Apply for Credit Cards
China Construction Bank-Credit Card Articles of Association
Can people from Taiwan Province Province apply for credit cards/visas in the four major banks in China? What information does each bank need to provide? Please list in detail.
Yes, as long as people from Taiwan Province Province have a fixed place to work and live in the mainland, they can provide Taiwanese certificate, local work certificate, local real estate license or local rental agreement when applying for a credit card.
Generally speaking, the basic requirements for credit card applications are:
1, 18 years old or older (some banks will have an upper age limit, which is subject to the regulations of bank credit cards, and foreigners may have different age limits);
2. Have a stable occupation and income;
3. Have good credit and the ability to repay the principal and interest on time;
4. A natural person with full capacity for civil conduct.
So as long as the above conditions are met, you can apply for a credit card from the bank. In terms of handling procedures, foreigners (including Hong Kong, Macao and Taiwan people) only provide different identity certificates from mainlanders.
Extended data:
Foreigners applying for credit cards need to meet the following conditions:
1, aged over 25 and under 60, with full capacity for civil conduct; The credit report of the People's Bank of China meets the applicable conditions for issuing cards;
2. Working in Chinese mainland for more than 6 months, the annual after-tax income is generally not less than RMB 80,000;
3. A copy of a valid passport and a copy of a foreigner's residence permit or a foreigner's permanent residence permit attached to the visa page of a valid passport;
4. Work certificate and income certificate, etc.
Baidu encyclopedia-credit card
Excuse me, do people from Taiwan Province Province apply for credit cards in Chinese mainland?
Credit card processing conditions:
1. At least 18 years old and no more than 65 years old;
2. Need my second-generation ID card;
3. There is a work certificate and income certificate stamped with the financial chapter of the unit;
4. No bad credit record;
5. Other financial certificates, such as real estate, automobiles, stocks and bonds.
Credit card application materials:
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.
Credit card application process:
1. Fill in the application form;
2. The information of the bank itself and a copy of the information;
3. The bank sends it to the credit card center;
4. The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
6. Being at least 18 years old is a mandatory requirement for applying for a credit card, but without a work certificate, it is easy to refuse to apply for a credit card. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high.
This concludes the introduction of Taiwan Province Credit Card and Taiwan Province Credit Card. Did you find the information you needed from them?