1. What is the credit card limit of China Merchants Bank?

Generally speaking, the credit card limit of China Merchants Bank is related to the card level, which is 1, and the credit card limit is between 1000 yuan and 10000 yuan. 2. The gold card amount is between 10000 yuan and 50000 yuan; 3. The amount of the platinum card is more than 50,000 yuan. China Merchants Bank prefers users with high credit card usage rate, so if you want to increase the credit card quota, you must ensure that the frequency of using the card is high at ordinary times, and the monthly consumption quota should reach 80% of the total card amount. However, it should be noted that never empty your credit card directly, even if the amount is only a few thousand dollars, try to avoid this situation.

Second, don't be empty-handed.

Empty credit line cannot always be an integer value, such as 5000, 2000, etc. It is quite different from the normal consumption line. After all, most of the prices of commodities now have small changes, and the consumption of such credit lines can easily be recognized by banks as cash withdrawal, which will not only lead to hopeless cash withdrawal, but also easily lead to the card being controlled by the wind. Although many credit cards now support online consumption channels such as Alipay, not all cards can enjoy points for online consumption, and banks will be more inclined to spend points, so they should decide according to the actual situation of their cards.

Third, the credit card quota of China Merchants Bank is mainly related to everyone's card usage.

Because banks will judge the current personal qualifications, especially wealth ability, according to the daily consumption behavior of cardholders, which is the focus of banks' attention. If you want to know whether your card swiping behavior meets the requirements of China Merchants Bank, you can use the card review to test it. This is a professional credit card testing platform. The test report provided internally is completely based on the risk control system of the benchmark bank, and is connected with many big data institutions to ensure the accuracy of the analysis results provided. Therefore, with the help of card evaluation, the success rate of credit card withdrawal can be improved. If you need to apply again, you can also check the estimated amount of card evaluation to help you avoid wasting the number of credit inquiries.