Generally speaking, there is no bank that doesn't look at liabilities. Liabilities will affect the repayment ability of cardholders, which is the most important thing for banks to approve cards.

The bank's approval of credit cards depends on the applicant's credit information. If the debt is relatively high, the risk of the bank will increase relatively, which is not conducive to approval.

You can apply for other credit cards of the same level at the same bank. Some banks can approve credit cards even if they are in high debt.