Yes.

Anhui Nongjin Credit Card has a minimum repayment, and if you repay the minimum repayment amount, you need to calculate daily interest, which starts from the date when the consumption is recorded.

After the credit card is overdue:

1. Liquidated damages will be incurred, which are generally the minimum repayment amount and 5% of the unpaid part.

2. The interest is high, and the interest is compounded. The interest rate is very scary when the debt is large.

3. Overdue credit records will be stained, resulting in the inability to handle financial needs such as house purchases and loans within the next two years.

4. If the payment is overdue for more than 3 months, and the amount exceeds RMB 10,000, and the bank has failed to pay multiple reminders, you will not only have to bear the repayment, but may also bear criminal liability.