ETC credit cards have annual fees, but each bank’s card level and exemption standards are different. Currently, ETC credit cards are issued by China Construction Bank, Bank of Communications, Bank of China and Agricultural Bank of China. Credit cards with car card rights will charge a rigid annual fee, which we can all charge by swiping the card for consumption or points.

How much is the annual fee for ETC credit card:

It is understood that the annual fee for CCB ETC credit card is 80 yuan, and the annual fee is waived by swiping the card three times a year. The annual fee for the Agricultural Bank of China Gold Card is 160 yuan for the main card and 80 yuan for the supplementary card. The annual fee for the platinum card is 580 yuan. The annual fee can be reduced by swiping the card for consumption. Among them, the gold card is free of annual fees in the first year, and the annual fee for the next year is waived if you make 5 purchases in the same year. The platinum card is free of annual fees in the first year, and the next annual fee is waived if you make 12 purchases in the same year.

It is reported that credit card limits can be increased through bank branches, customer service hotlines and other channels, but the limit cannot be increased immediately. Cardholders must use the card for at least 6 months and undergo review before the limit can be increased. If you want to increase your limit, you should make more purchases with your card within these 6 months, so that your limit will increase.

1. Industrial and Commercial Bank of China:

Annual fee rules: ICBC ETC credit card is exempt from annual fees during the validity period of the card.

2. China Construction Bank:

Annual fee rules: The annual fee for the gold card is 160 yuan, and the annual fee for the ordinary card is 80 yuan. There is no annual fee for swiping the card three times. The other type is the ETC credit card with auto function. Although there are discounts such as car washes, the annual fee of 200 yuan cannot be reduced.

3. Postal Savings Bank:

Annual fee rules: The annual fee for the gold card is 125 yuan/year, and the annual fee for the regular card is 50 yuan/year. When a user swipes their credit card 6 times in a year, the annual credit card fee for that year will be waived.

4. Agricultural Bank of China:

Annual fee rules: The annual fee for the main card of Personal Platinum Card is 580 yuan/year, the annual fee for supplementary cards is waived, and the annual fee is waived for the first year. The annual fee will be waived for 12 transactions in the next year; the annual fee for the personal gold card is 160 yuan/year for the main card and 80 yuan/year for the supplementary card. The annual fee is waived in the first year, and the annual fee is waived for the next year after 5 purchases.

5. China Merchants Bank:

Annual fee rules: regular card 100 yuan/year, supplementary card 50 yuan/year; gold card 300 yuan/year, supplementary card 150 yuan/year . The annual fee for the following year will be waived if you make 6 purchases.

6. Bank of China:

Annual fee rules: The annual fee is waived in the first year, and the annual fee is waived after 6 purchases in the following year.

7. Guangfa Bank:

Annual fee rules: regular card 40 yuan/year, supplementary card 30 yuan/year; gold card 80 yuan/year, supplementary card 48 yuan/year . The annual fee for the following year will be waived if you make 6 purchases. Both regular and gold cards are exempt from annual fees in the first year, and will be exempted from annual fees in the following year after spending 6 times.

8. Bank of Communications:

Annual fee rules: 120 yuan/year, no annual fee in the first year, and no annual fee after 6 purchases in the following year.